OP-Sustainable Wellbeing Fund
The fund invests in companies that support human wellbeing and equal opportunities
The fund invests in health and education services and companies that, as employers, take matters of equality into account in an exemplary manner.
Sustainable and responsible without compromising returns
The theme includes companies with strong growth expectations as well as more moderate companies, to balance risk.
Easy diversification across the world and by industry
The fund's investments are diversified across the world and by industry. Investment decisions are made by an active and experienced portfolio manager.
OP-Sustainable Wellbeing fund
Towards a healthier and more equitable future – Through the OP-Sustainable Wellbeing fund, you invest globally in the well-being of societies and people. The targets can include companies focused on drug development, housing availability, education, digital services, or the circular economy, among others. The fund is suitable for investors seeking stock market returns who are willing to tolerate moderate fluctuations in the value of their holdings.
OP-Sustainable Wellbeing is an actively managed fund, which means that portfolio managers specializing in international stock markets make investment decisions on your behalf. Additionally, OP-Asset Management's sustainability experts help consider sustainability risks and ensure the social impact of investments. Broad diversification across 50–80 companies helps reduce the impact of risks associated with individual stocks on the fund. Most of the target companies operate in the United States or Europe, but investment targets from around the world are included.
The fund aims to promote people's well-being. All of the fund’s stock investments are sustainable. The fund also adheres to the EU's Paris Climate Agreement and excludes, among others, coal producers from its investments. Additionally, we regularly screen investment targets to ensure they are managed according to good governance practices. This means, for example, complying with international anti-corruption norms.
The fund's investments and active portfolio management
The fund's experienced portfolio manager selects the companies the fund invests in. In addition, our ESG specialists help take account of sustainability risks and ensure social impact. Our equity choices aim for a positive social impact and we take account of environmental and corporate governance factors. In addition to the general list of exclusions, we exclude fossil fuel companies almost entirely.
The fund invests in the equities of about 50–80 companies although this number may vary depending on the portfolio manager’s view. The companies selected for the portfolio develop, for example:
- Health and wellbeing services
- Solutions related to the availability of education, financing, digital services and housing
- Improved nutrition and sustainable agriculture
- Sustainable traffic solutions and the circular economy
We ensure that the companies we invest in develop in a more sustainable direction by interacting with company executives and taking the role of active owners: we vote and have an influence on the companies we invest in.
The OP-Sustainable Wellbeing fund is well diversified and efficiently managed. The fund mainly takes notable active risk and it may differ significantly from the composition, weights and risk level of the benchmark index. The recommended investment horizon is at least 7 years.