OP Unit-linked Insurance (OP Sijoitusvakuutus)
Endowment insurance suitable for long-term savingUnit-linked insurance is a flexible method for long-term saving
Do you wish to save for yourself, your children or a charity that is important to you?
Unit-linked insurance provides freedom of choice in your life, and it can be valid until you turn 100 years of age. However, you can change the saved sum or withdraw your savings at any time. You can start investing with, say, 100 euros per month.
Change investment options at any time and take advantage of the tax benefit
Add investment options to your unit-linked insurance based on your targets. You can change the options for free in our digital services.
One of the perks of unit-linked insurance is that you only pay taxes on the return when you withdraw savings. This means your investments benefit from the compound interest effect, and you have the best chance of good returns.
Unit-linked insurance also includes life insurance
With unit-linked insurance, you can transfer your assets to beneficiaries of your choice without a will. In the event of your death, the amount you have saved will be paid quickly to the beneficiary of your choice before the estate inventory.
You can change the beneficiary in the digital services free of charge at any time.
What is unit-linked insurance?
Despite its name, unit-linked insurance is not a traditional insurance policy but a form of saving and investing, where you can choose the investment options from our wide range of options. Unit-linked insurance is suitable for long-term saving. The benefit of unit-linked insurance is that any accumulated return is not taxed when switching investment options, but the funds are transferred in full to the new investment option.
Currently, we offer all policy documents and any other insurance documentation in Finnish or Swedish.
Are you pondering whether to take out a unit-linked insurance policy?
Unit-linked insurance is suitable for you when you are looking for a flexible way of increasing your wealth, or when you wish to save for those important to you like your children. Unit-linked insurance is also a good option when you wish to retain the option of switching investment options included in the insurance when market conditions or your life situation change.