OP Investment Partner

OP Investment Partner is your digital investment advisor on OP-mobile

What do you dream of? Becoming wealthy, your own home or something else? Share it with OP Investment Partner and get an investment plan for realising your dream. It’s easy to start investing on the service, and you can change your investment amounts any time if your situation changes.

OP Investment Partner supports you through every step until you reach your goal

Whether you’re a novice or a more seasoned investor, OP Investment Partner helps and inspires you to reach your investment target. You’ll receive messages about your progress, and the service makes it easy for you to track your investment’s performance and your journey towards your goal.

Responsible investment globally

With OP Investment Partner, you always invest responsibly. Only companies that are among the best in their sector in terms of responsibility are included in OP Investment Partner’s funds.

Download OP-mobile

OP Investment Partner helps you achieve your dream

OP Investment Partner is a digital investment service that helps you reach your investment target with responsibly managed funds. This service is suitable for both novices and seasoned investors, and you can start using it quickly and easily – even from the comfort of your couch. Start using OP Investment Partner as follows:

1. Log into OP-mobile

If you don’t have OP-mobile yet, you can download it from your phone’s app store.

2. Enable OP Investment Partner

On OP-mobile, go to the Investments tab and tap the OP Investment Partner banner. Answer carefully OP Investment Partner’s questions about your goal, financial situation, risk tolerance as far as your goal is concerned and the investment horizon and amount. It takes less than 10 minutes to answer the questions.

3. You'll receive a fund recommendation

Once you’ve answered the questions, OP Investment Partner provides you with a fund recommendation that fits your goal and a forecast for your investment’s performance. You’ll see directly how long it’ll take to reach your goal and how much you’ll need to save for it.

4. Familiarise yourself with the fund documents

After you’ve familiarised yourself with the fund’s Key Information Document and other documents, you can start investing in the fund at the pace and with the amount that you like. You can save in the fund both by making one-off investments or monthly investments. You can change the investment amounts any time.

5. You'll get support and inspiration

This service will guide you and keep you on track in reaching your target. OP Investment Partner will post you messages about your progress. You can also track your target’s progress and follow up your investment’s performance by yourself on OP-mobile.

6. Buy and sell almost all funds with no fees

With us, you always enjoy low-cost investing. In addition, if you're an OP cooperative bank owner-customer, you also earn OP bonuses on your fund holdings.

OP-Tavoite 2-, OP-Tavoite 3- ja OP-Tavoite 4 Fund

OP Investment Partner’s funds are actively managed funds that invest globally in stock and fixed income markets.

Funds invest in companies that operate responsibly in matters relating to environment, social responsibility and good governance. The companies’ responsibility is evaluated with different indicators that have to do with reducing pollution, preventing climate change and the wellbeing of personnel, for example. Harmful and controversial sectors have been excluded from the funds, such as, alcohol, tobacco, gambling, weapons, adult entertainment and nuclear energy. Neither do the funds invest in companies that are involved with child labour or corruption.

In addition to investing responsibly, the funds follow an effective investment strategy, thanks to which the equity weights of the funds available on the service can be kept higher than in typical funds of similar risk category. OP’s portfolio managers monitor the funds’ risk levels and, if needed, adjust the risk level to match with the long-term target level. The funds offer the best possible expected return with managed risk.

OP-Target 2 fund

Responsible investment worldwide.

OP-Target 4 fund

Responsible investment worldwide.

OP-Target 3 fund

Responsible investment worldwide.

All funds

Look through our extensive range of mutual funds and select the fund that best suits your investment target.

The OP Investment Partner service is provided by OP Financial Group. The funds available on the service are managed by OP Fund Management Company Ltd.

When investing, it’s wise to also remember the related risks. An investment’s value can either rise or fall, and there are no guarantees of recovering all your invested capital. OP doesn’t guarantee return on your investment, and past performance is no guarantee of future performance.

This is a marketing communication. OP Fund Management Company Ltd and OP Asset Management Ltd have prepared this material as background information. The information presented in the material is based on sources that the authors consider reliable. However, the authors cannot guarantee that the provided information or opinions are correct or complete. This material is not intended to provide, and cannot be regarded as, a comprehensive and complete description of the product and the risks involved. Although the material has been prepared with care, and the aim has been to ensure that all the presented information is accurate, the authors and their employees assume no responsibility for the content of the material, and no decisions or agreements should be made based on it.
This material does not include a binding offer or proposal to buy or subscribe for a fund unit, nor does the material or its content form a basis for any agreement or commitments.

OP Pohjola's mutual funds are managed by OP Fund Management Company Ltd, which is a fund management company and alternative investment fund manager licensed by the Finnish Financial Supervisory Authority. The portfolio manager of OP Pohola's mutual funds is the portfolio management company specified in the fund prospectus for OP funds. Investments always involve risks. The value of investments can rise and fall, and the investor may lose part of or all the invested funds. Past performance does not predict future returns. The potential future performance is subject to taxation which depends on the personal situation of each investor and which may change in the future. If the mutual fund is marketed outside Finland, OP Fund Management Company Ltd may decide to end such marketing. Before making an investment decision, take all the characteristics or objectives of the fund into consideration, as described in the fund prospectus for OP Pohjola funds and other documents related to the mutual fund. Only make your investment decision after reading the mutual fund's Key Information Document, the funds prospectus, and the rules of the fund. These are available from your asset manager or at op.fi/all-funds. The main risks associated with mutual funds can be found in the Key Information Document, and a more detailed list of risks is presented in the funds prospectus. A summary of investors' rights can be found at op.fi/ops-fund-publications. These documents are available in Finnish, Swedish and English. Copying, publishing or distributing this material to a third party in full or in part is not permitted without written permission from OP. By accepting this material, you agree to follow the instructions and restrictions above.

This material is a translation. If there are any discrepancies between the translation and the original Finnish material, the Finnish material shall prevail.