OP-Finland Index Fund

1

Invest in Finnish equities easily

With a single easy investment, you can invest in around 50 largest public Finnish companies and diversify your investments effectively across familiar Finnish firms.

2

Cost-effective index fund for long-term investment

Thanks to its low fees, OP-Finland Index is a splendid option for investing in the Finnish equity market.

3

OP bonuses through fund units

As an owner-customer, you earn OP bonuses through your fund units.

Buy mutual fund units

 

Growth close to home. With the OP-Finland Index fund, you add the largest companies listed on Nasdaq Helsinki effortlessly to your portfolio. The fund is an excellent way to complement actively managed stock and fixed income products for long-term or pension investors, for example.

In an index fund, the fund's assets are invested to track the performance of a given group of stocks, or market index. OP-Finland Index tracks the OMX Helsinki Benchmark Cap index and invests its assets in about 50 companies listed on Nasdaq Helsinki. The largest sectors are industrials, basic materials and financial services. Index funds are a form of passive investment, which means that the portfolio manager does not select stocks independently but instead tracks the movements of the index. Dividends from stocks are automatically reinvested into the fund.

OP Asset Management has solid experience in the efficient implementation of index funds. Practical arrangements related to the OP-Finland Index fund are handled by a professional portfolio management team, and the fund tracks the benchmark index extremely closely. We also use a pricing system that protects your investment from costs incurred by significant buy or sell orders placed by other customers.

Why invest in the OP-Finland Index fund

  • Easy way to invest in the largest companies on Nasdaq Helsinki
  • Achieve broad diversification with a single product
  • Low-cost means to complement actively managed funds for long-term or pension investors 

OP-Finland Index

+15,63 %

year

(4)

Risk level
-

ESG

OP-Finland Index

Online fees and charges

Subscription fee Annual management fee Redemption fee
0,10 % 0,39 % 0,10 %

The fund units generate OP bonuses for private customers who are also our owner-customers.

Investment policy

OP-Finland Index Fund is a passive index fund that invests its assets according to the index Nasdaq OMX Helsinki Benchmark Cap. This means that the Fund’s investments are split between the companies of the benchmark index in the same proportion as in the index.

Since the Fund aims to generate the same returns as the benchmark index, it only keeps a small portion in cash for the purposes of redemptions. In order to lower its trading needs arising from redemptions and subscriptions, the Fund may to a
limited extent use derivative instruments in portfolio management.

Due to the structure of the Fund, its investments can be highly concentrated on certain sectors, such as industry, finance and technology.

The Fund’s trading costs are relatively low as changes to the portfolio are basically only made in conjunction with index adjustments.

Responsibility of the fund

The fund complies with OP Asset Management's principles for responsible investment where applicable.

OP's funds participate in domestic and foreign general meetings in accordance with OP Fund Management Co's Ownership Policy, which takes responsibility into account.

OP Asset Management also affects companies through various themes of responsibility, such as issues related to climate change.

Read more about the OP Funds' practical ownership influence in the overview of responsible investment that is published twice a year.

The portfolio manager's review is available on the fund's Finnish pages.

Basic data, performance and fact figures

Basic data

Fund manager
OP Asset Management Ltd
Benchmark index
OMX Helsinki Benchmark Cap
Start date
15.06.2018
ISIN
FI4000315692
Annual management fee
0,39%
fund serie
Accumulation unit
Fund size
377 Meur
Serie value (20.03.)
140,03 EUR
Monthly review
Download
Brochure
Download
Rules
Download

Accumulated profit

1mth 3mth 6mth 1 y 3 y p.a. 5 y p.a.
OP-Suomi Indeksi A +2,62 % +14,00 % +7,40 % +15,63 % +3,03 % +13,31 %
Benchmark +2,65 % +14,05 % +7,62 % +16,01 % +3,60 % +18,07 %

Yearly performance

2020 2021 2022 2023 2024 YTD
OP-Suomi Indeksi A +12,04 % +23,46 % −13,68 % −0,84 % +1,64 % +12,32 %
Benchmark +12,33 % +24,09 % −13,58 % −0,29 % +2,02 % +12,44 %

Key figures

Volatility 12 m vola 12m Sharpe 12 m Duration
OP-Suomi Indeksi A 12,46 % - -
Benchmark index 12,70 % - -
Owner-customers’ saving and investing benefits

As our owner-customer, saving and investing is especially worthwhile thanks to the excellent benefits you receive.

Your benefits when investing in funds:

  • Buy and sell almost all OP mutual funds with no fees.*
  • You earn 0.35% OP bonuses from mutual fund and insurance assets.** 

Your benefits when investing through insurance: 

  • Begin saving through insurance free of charge. 
  • You will earn 0.35% of OP bonuses from funds linked to insurance assets.***
  • Switch between investments, invest additional funds and change your payment and investment plan for OP Unit-linked Insurance and OP Capital Redemption Contract free of charge in our digital services.  

**OP bonuses are used to pay the bank’s service charges and insurance premiums.

***You earn OP bonuses from unit-linked insurance policies, excluding individual unit-linked insurance policies and Individual Capital Redemption Contracts. The principles of contribution towards OP bonuses from funds linked to insurance assets will be harmonised with direct investments. As of 1 January 2025, the following funds linked to insurance assets will no longer contribute towards OP bonuses: third-party funds such as JP Morgan funds, structured loans and institutional class funds such as OP-World III A.

Your benefits in equity and ETF investing:

  • Open an equity savings account or book-entry account free of charge.
  • You get a discount on equity trading and a 1% fee ceiling when trading in Finnish listed companies through a book-entry account The discounts apply in digital services.
  • Get access to free stock picks and analysis.
  • Get a discount on the service packages for savers and investors:
    Equity savings account: 
    Saver: €0/month (normally €2.99/month)
    Investor: €9.99/month (normally €14.99/month)
    Book-entry account: 
    Saver: €0/month (normally €2.99/month)
    Investor: €0/month (normally €5.39/month)

Other benefits:

  • Only owner-customers can invest in Profit Shares.

Remember to make use of all benefits:

*Standard fees are charged for the following special common funds: OP-Public Services Real Estate, OP-Forest Owner, OP-Rental Yield, OP-Alternative Portfolio and OP-Private Equity.

This is an advertisement. The funds are managed by OP Fund Management Company Ltd. The portfolio manager is the portfolio management company specified in the fund prospectus for OP funds. Investments always involve risks. The value of investments can rise and fall, and the investor may lose part of or all the invested funds. Past performance is no guarantee of potential future yield. The larger the fund’s expenses, the greater the impact on the expected return on the investment. Any yield also depends on taxation, which in turn varies depending on the investor’s personal circumstances and is subject to future changes. If the fund is marketed outside Finland, OP Fund Management Company Ltd may decide to end such marketing. The information presented on this page does not fully describe all the fund’s characteristics.

Before making an investment decision, take all the characteristics or objectives of the fund into consideration, as described in the fund prospectus for OP funds and other documents related to the fund. Only make your final investment decision after reading the fund prospectus for OP funds and the key investor information document and rules of the fund. These documents can be found on the web page of the respective fund. The fund prospectus and the summary of investors’ rights in mutual funds are available at op.fi in Finnish, Swedish and English.