Credit ratings
| S&P |
Moody's |
|
| Outlook | Stable | Stable |
| Covered bonds | AAA | Aaa |
| Senior preferred | AA- | Aa3 |
| Senior non-preferred | A | A3 |
| Tier 2 | A- | Baa1 |
| Short-term issuer rating | A-1+ | P-1 |
| Pohjola Insurance | A+ | A2 |
Credit ratings and reports
| S&P |
Moody's |
|
| Outlook | Stable | Stable |
| Covered bonds | AAA | Aaa |
| Senior preferred | AA- | Aa3 |
| Senior non-preferred | A | A3 |
| Tier 2 | A- | Baa1 |
| Short-term issuer rating | A-1+ | P-1 |
| Pohjola Insurance | A+ | A2 |