Loans and homes

You can get a loan from us for small and big purchases, whether for buying a car or a home or financing studies. Learn more about our loan options and fill in a loan application conveniently online, and we will contact you.

Home loan for the home of your life

Calculate a suitable loan for you

Move to loan calculator

Apply for loan

Home loan

Apply for a home loan for buying a home, holiday home or buy-to-let home.
All loans

Learn more about all of our loans. You can apply for a secured of unsecured loan.
Car loan

Apply for a car loan or buy a car on hire purchase.
Home improvement loan

Apply for a loan to redecorate or refurbish your home, or for other purchases.

Debit or credit card?

Pick a payment card for making smooth payments in your everyday life, online and while on the move.

Financial security in case of changes

Protect your personal finances and ability to repay loans.

Log into the service

Buying or selling a home?

When you want to buy or sell a home, choose OP Koti real estate agents.

Nuori nainen istuu iloisena lattialla muuttolaatikoiden keskellä

My finances

Our services help you take care of your finances in all stages of life.

Become our customer

Would you like to open an account with OP or switch your banking to OP?

Did you know that we operate Finland’s most extensive branch network? You can easily become an OP customer by filling in an application at the comfort of your home or book an appointment online or face to face. Read more.

Pariskunta istuu sohvalla ja katsoo mobiililaitetta.

Frequently asked questions

Read our answers to frequently asked questions about loans.

All loans

Home improvement, travel, leisure-time, health or other purpose

Loans and homes

Calculate a suitable loan for you

Apply for loan

Home loan

Apply for a home loan for buying a home, holiday home or buy-to-let home.

All loans

Learn more about all of our loans. You can apply for a secured of unsecured loan.

Car loan

Apply for a car loan or buy a car on hire purchase.

Home improvement loan

Apply for a loan to redecorate or refurbish your home, or for other purchases.

Debit or credit card?

Financial security in case of changes

Log into the service

My loans

View your loan details.

Repayment plan

View your loan repayment plans and future payment amounts.

Apply for loan

Learn more about our loan options and fill in a loan application online.

Repayment holiday

Read how you can apply for a repayment holiday or a change to your loan repayment.

Buying or selling a home?

My finances

Become our customer

Would you like to open an account with OP or switch your banking to OP?

Frequently asked questions