Loans and homes

You can get a loan from us for small and big purchases, whether it is the question of buying a car or a home or financing studies. Learn more about our loan options and fill in a loan application conveniently online, and we will contact you.

  • Flexibility to your life

    We offer you a loan solution that fits into your current life situation and can be adjusted to your needs. You can also cap the interest rate of your loan or take a repayment holiday if you like.

  • Fair and competitive interest rate

    We offer a competitive price for the loan.

  • Loyalty benefits and OP bonuses for your loan

    OP customers get loyalty benefits. You will earn bonuses for your loan that you can use, say, for paying insurance premiums.

What is the purpose of your loan?

Home loan
Permanent home, holiday home or housing company loan
Student loan
Carefree student life with a student loan
Combining / concentrating loans
Combining several loans into one or transferring a loan to OP
Motor vehicle
Car, motorbike, boat or commercial vehicle
For companies
Financing for your company's needs

Calculate a suitable loan for you

Move to loan calculator



Buying your first home?

Learn more about the guide for first-time home buyers! (in Finnish)


Asuntolainan, autolainan, opintolainan, pankkilainan ja rahoituslimiitin myöntää osuuspankki. Täsmäluoton ja Joustoluoton myöntää OP-Korttiyhtiö Oyj. Yrityslainan myöntää osuuspankki tai OP Yrityspankki Oyj. Asunnot välittää OP Koti kautta maan.