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Services for buy-to-let investors

You will get the whole package from us: financing, purchase, sale, rental and insurance policies.

  • The highly qualified real estate agents of OP Home will buy, rent and sell a home on your behalf. Our services are available at our offices across Finland.
  • You can take out a home loan from an OP cooperative bank to invest in a buy-to-let home too. You can fill in an application online anytime. We will together agree on a monthly instalment and a repayment period that suits your needs.
  • Your prospective tenant will receive a rent deposit account through an OP cooperative bank, where the deposit will remain safe.
  • It is the tenant’s responsibility to take out a home insurance policy. You can protect your property by also insuring your buy-to-let home’s contents from the washing machine to the microwave oven.

Please contact your personal Private contact person and ask for more information.

If you have doubts about direct buy-to-let property investments

You can also invest in housing markets through the OP-Rental Yield fund. It is a non-UCITS fund which invests its assets in apartments, office premises and residential construction contracting. Read more about the fund.

Transferring real property to the next generation

Our legal experts will help you plan the transfer of your real property to the next generation as tax-efficiently as possible.

The number of homes sold and bought through OP Koti annually totals over 15,000.

  • A housing loan counts towards earning OP bonuses.
  • Earned bonuses will be used to pay, e.g. loan service charges and other banking services, insurance premiums and OP Home real estate agents’ commissions.
  • You can receive a EUR 250 discount on standard OP Home real estate agents' commissions (but not on minimum commissions).

Read more about benefits.