Owner-customer benefits from saving and investment

As an OP cooperative bank owner-customer, you are entitled to value-for-money benefits from saving and investment.

New benefit: book-entry account and custody €0

Custody of Finnish and foreign shares and ETFs without monthly charges. The benefit will enter into force on 1 January 2021.

Buy and sell fund units €0

Buy, sell and switch funds without costs and earn OP bonuses by investing in mutual funds.*

Discount on share trading

Brokerage fee 0.17% (at least €7), maximum trading fee for Finnish shares 1% until August 2021. Lower trading fees for the equity savings account to be launched in 2021 (to be specified later).

New benefit: Equity analyses €0

Free equity and market analysis. The benefit will enter into force on 1 January 2021.

Read more about analyses

Benefits of saving through insurance

Take out an insurance policy, switch between investment instruments and transfer funds free of charge. Earn OP bonuses from unit-linked insurance assets.

Start saving through insurance

Become an owner-customer

Omistaja-asiakas saa etuja pankkiasioinnistaan ja asionti sujuu helposti vaikka kotisohvalla.

Daily banking services for owner-customers

For an owner-customer benefits are everyday life. You get a current account, OP eServices and OP-Visa card at low cost!

Considerable discounts on insurance policies

Are you already familiar with the owner-customer benefits? See the discounts and other benefits.

Share brokerage services are provided by OP cooperative bank. Mutual funds are managed by OP Fund Management Company Ltd. The insurance is issued by OP Life Assurance Company Ltd. OP cooperative banks act as representatives of OP Life Assurance Company Ltd.

*Normal transaction costs will be charged for the following funds: OP index funds, OP-Public Services Real Estate, OP-Forest Owner Fund, OP-Rental Yield and OP-Alternative Portfolio. No OP bonuses will accrue from the R2 Crystal Fund nor from institutional series of funds.