Owner-customer benefits from saving and investment

Starting to save and invest could be the most financially rewarding decision in your life. As an owner-customer, it pays off even more because you get excellent benefits. Whether your dream is big or small, we’ll help you to make your money grow because it always pays off to invest in your life.

Did you know that, in 2023, you’ll get 30% more OP bonuses from mutual funds and insurance assets?

Invest in Profit Shares

A Profit Share is an investment in your OP cooperative bank’s equity capital. As an owner-customer, you can invest in your bank and earn competitive interest on your investment.

Become an owner-customer

Remember to make use of all benefits. Check the status of your owner-customer membership or become an owner-customer.

Investment Charges and Fees

Learn more about investment charges and fees.

*Normal transaction costs will be charged for the following special common funds: OP-Public Services Real Estate, OP-Forest Owner, OP-Rental Yield and OP-Alternative Portfolio. No OP bonuses will accrue from the R2 Crystal fund nor from institutional classes of funds.

**Switch between insurance investment instruments in digital channels €0.

****The following investment products linked to the insurance assets do not bring OP bonuses from 1 April 2022: JPM Russia A, JPM Emerging Europe Equity Fund and BlackRock GF Emerging Europe Fund A.

Equity savings account, book-entry account and stock investment services are provided by OP cooperative bank. OP funds are managed by OP Fund Management Company Ltd, with OP cooperative bank acting as its agent. OP Unit-linked insurance is issued by OP Life Assurance Company Ltd, with OP cooperative bank acting as its agent.