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Owner-customer benefits from saving and investment

Starting to save and invest may be the most lucrative decision in your life. As OP cooperative bank’s owner-customer, you’ll get new and comprehensive benefits from savings and investment services. Whether your dream is small or big, we’ll help you to make your money grow because it is always worth investing in your life.

Investing in equities and ETFs
  • Book-entry account and custody €0 (domestic and foreign equities and ETFs)

  • Discount on trading fees

  • Equity analyzes 0 €

Investing in mutual funds and Saving through insurance
  • Buy and sell units of almost all funds €0*

  • Transfer of funds to unit-linked insurance €0

  • OP-bonuses on 0,25 % of the value of fund holdings and insurance assets every year

*Normal transaction costs will be charged for the following funds: OP-Public Services Real Estate, OP-Forest Owner Fund, OP-Rental Yield and OP-Alternative Portfolio. No OP bonuses will accrue from the R2 Crystal Fund nor from institutional series of funds.

Share brokerage services are provided by OP cooperative bank. Mutual funds are managed by OP Fund Management Company Ltd. The insurance is issued by OP Life Assurance Company Ltd. OP cooperative banks act as representatives of OP Life Assurance Company Ltd.