*Normal transaction costs will be charged for the following special common funds: OP-Public Services Real Estate, OP-Forest Owner, OP-Rental Yield and OP-Alternative Portfolio. No OP bonuses will accrue from the R2 Crystal fund nor from institutional classes of funds.
**Switch between insurance investment instruments in digital channels €0.
Equity savings account, book-entry account and stock investment services are provided by OP cooperative bank. OP funds are managed by OP Fund Management Company Ltd, with OP cooperative bank acting as its agent. OP Unit-linked insurance is issued by OP Life Assurance Company Ltd, with OP cooperative bank acting as its agent.