The updates to funds’ recommended investment horizons do not affect the future suitability of the funds for different investor profiles. No actions are required from you due to the investment horizon updates.
We have updated the recommended investment horizon for 30 OP funds. We are constantly developing our funds and make changes to them and related material if necessary. Funds’ recommended investment horizons were updated to better reflect the current market environment.
The updates to funds’ recommended investment horizons do not affect the future suitability of the funds for different investor profiles. An investor profile describes an investor’s risk appetite and return target, for example.
For investors, recommended investment horizons offer information about the recommended duration for the investment. The recommended investment horizon helps investors understand that a long enough investment horizon can level out the ups and downs in the market as investments have time to recover from potential declines, for example. However, they are recommendations, so investors are not required to follow them.
Other features of the updated OP funds, such as the investment policy or portfolio management, have not changed due to the updates to the investment horizons. No actions are required from you due to the investment horizon updates.
In addition to funds, the recommended investment horizons for the investment baskets managed by OP Life Insurance were also updated. The update affects a total of ten investment baskets.
You can find information about the recommended investment horizon of a specific fund in the fund’s Key Information Document. The Key Information Document is available to download at the About submenu of the fund site.
Questions and answers related to the updates for funds’ recommended investment horizons.