OP Car Leasing – wide selection of cars available
Driving a leasing car is carefree without surprise expenses. OP Car Leasing service can deliver on short notice fully electric and hybrid cars of various makes and from a number of dealers.
OP Car Leasing makes driving easy, predictable and smart
- Wide range of new cars
The OP Car Leasing service suits a variety of life situations and needs with fully electric and hybrid cars that are available at short notice.
Check out the range of cars (in Finnish) - Transparent costs
Private leasing does away with big sudden expenses and the trouble of resale. You pay a fixed amount each month and know exactly how much driving will cost you.
See what's included in the monthly payment - Reliable partners
The service shows established car dealers and service partners. OP is responsible for financing the leasing cars in the service.
Learn more about the partners
Owner-customers enjoy the best benefits
When you're an OP cooperative bank owner-customer, you earn OP bonuses on your leasing payments.
How does OP Car Leasing work?
- Choose a car and apply for a leasing decision
You will receive a decision quickly during bank opening hours, latest on the following weekday.
Find a car for yourself (in Finnish) - Send an order to the car dealership from this service
The car dealership will confirm the order and send an OP Car Leasing agreement to be signed by you electronically.
- The dealership will agree on the delivery time with you
The dealership will contact you to agree on the car delivery date. Get car insurance, effective from the agreed delivery date.
- Receive the car
The dealer will give you instructions for using the car. When the car is delivered to you, you must sign a delivery confirmation electronically.
- Enjoy your driving
Seasonal tyre change and regular maintenance is carried out by partners chosen by OP. You can view your agreement details in OP's online financing service.
Go to OP's online financing service
Why is private leasing worth it?
Private leasing is an easy way to use a car. You get the car for a period of your choice to suit your life situation and need. You can also choose a suitable maximum mileage. The contract period of OP Car Leasing cars is 2–4 years with a maximum mileage of 10,000–30,000 a year.
When you choose private leasing, you avoid risks related to ownership, such as loss of value and any surprise expenses. You know in advance your driving expenses because you pay a fixed monthly amount. The monthly payment for OP Car Leasing includes not only the car but also maintenance, tyres and any additional services you have chosen. Private leasing doesn't require a large initial investment, and you save the down payment.
When the car's contract period ends, you don't have to worry about the resale, but simply return the car.
What is OP Car Leasing?
Search the service for our partners' wide selection of new cars immediately available. Thanks to the monthly payment that includes maintenance, you can predict costs and not worry about any risks about the resale.
Availability of service
Use of this service in OP's digital services is accessible.