What is OP Car Leasing?

Search the OP Car Leasing service for our partners' wide selection of new cars immediately available. Compare the monthly payments of the cars and make a leasing decision easily online. The monthly payment always includes at least any repair and maintenance costs for regular use, and any additional services of your choice through our service partners.

Ihmisiä autossa

Why choose OP Car Leasing?

Private leasing doesn't require a large initial investment. You save the down payment and get to drive a new car without having to worry about decrease to its value or its resale. The monthly payment covers everything essential. The monthly payment covers not only the car, but also maintenance, tyres and any additional services you have chosen. OP Car Leasing makes driving easy, predictable and smart.

How much does private leasing cost?

The price is always determined competitively on the basis of the car make, model, accessories, length of contract period and mileage. Private leasing is a carefree alternative compared to owning a car because a single monthly payment helps you predict driving costs.

What's included in the monthly payment?

The services included in the monthly payment depend on the service package provided by the service partner. Most of the services are always included in the monthly payment, and the rest are additional services.

SERVICEHUOLTO­PALVELU KATTAVAHUOLTO­­PALVELU KATTAVA AS-LEASINGŠKODA HUOLENPITO­SOPIMUS
Regular maintenanceIncludedIncludedIncluded
Accessories (such as windscreen wipers and lightbulbs) changed during maintenanceIncludedIncludedIncluded
Fluid change and top-up during maintenanceIncludedIncludedIncluded
Technical repairs caused by normal wear and tearIncludedIncludedIncluded
Replacement car during regular maintenanceIncludedIncludedAdditional Service
Summer and winter tyresIncludedIncludedIncluded
Seasonal tyre changesIncludedIncludedAdditional Service
New tyres changed due to normal wear and tearIncludedIncludedNot included
Tyre storageAdditional serviceAdditional serviceAdditional service
Regular inspectionsIncludedIncludedNot included
Pre-check for car inspectionNot includedNot includedIncluded

The price does not include:

  • motor liability insurance and comprehensive motor vehicle insurance (casco)
  • vehicle taxes
  • car washing
  • power costs.

How does OP Car Leasing work?

  1. Choose a car and apply for a leasing decision

    You will receive a decision quickly during bank opening hours, latest on the following weekday.

    Find a car for yourself (in Finnish)
  2. Send an order to the car dealership from this service

    The car dealership will confirm the order and send an OP Car Leasing agreement to be signed by you electronically.

  3. The dealership will agree on the delivery time with you

    The dealership will contact you to agree on the car delivery date. Get car insurance, effective from the agreed delivery date.

  4. Receive the car

    The dealer will give you instructions for using the car. When the car is delivered to you, you must sign a delivery confirmation electronically.

  5. Enjoy your driving

    Seasonal tyre change and regular maintenance is carried out by partners chosen by OP. You can view your agreement details in OP's online financing service.

    Go to OP's online financing service