You'll find the list of charges and fees for personal customers here
Read about residence permit and EU citizen’s registration (Finnish Immigration Service)
Read about registration of personal data (Population Information System of the Finnish Digital Agency)
Read about registration of personal data (Finnish Tax Administration)
What you should attach with the form
Personal ID document
Your personal ID document can be a copy of a foreign or Finnish passport or Finnish ID card. If your personal ID document or residence permit does not contain your Finnish personal ID code, also include evidence of your Finnish personal ID code, such as an extract from the population register or the registration information on a foreigner temporarily staying in Finland from the Finnish Tax Administration. On its own, a residence permit is not accepted as a personal ID document for activating banking services.
Certificate of your legal residence in Finland
If you arrive from outside the EU, you'll need a residence permit that is valid for more than 3 months. As an EU citizen, you'll need a registration certificate of your right of residence. Attach a copy of the certificate to the form.
Proof of your employment or student status
If you came to Finland to work, attach a copy of your employment contract. If you came to Finland to study, we also need proof of your student status. Other reasons for arriving can include family ties in Finland or remigration.
Documents on the source of funds to be deposited into the account
We will ask you about the source of your funds. The bank is obliged to do this in the case of cash deposits and credit transfers. For this purpose, you must attach information such as account transactions from past three months with your current bank, or a receipt or deed of sale.
The attachments shall be in either Finnish, Swedish or English. The copies you add in the application can be photos of the original documents taken with a phone. The permitted file formats are PDF, JPG, JPEG and PNG. PDFs can’t include links. The maximum size of one file is 4 megabytes (MB). Check that the information in the photos is easy to read.
Fill in the form carefully. When we have received your information, we’ll call you within 10 banking days and book you an appointment at an OP branch, where we’ll discuss your needs.