You'll find the list of charges and fees for personal customers here
Read about residence permits and EU citizen’s registration (Finnish Immigration Service)
Read about the registration of personal details (Population Information System of the Finnish Digital Agency)
Read about the registration of personal data (Finnish Tax Administration)
What should you attach with the form?
Personal ID document
Your personal ID document can be a copy of a foreign or Finnish passport or Finnish identity card. A residence permit is not acceptable as a personal ID document for the activation of banking services.
Certificate confirming that your residence in Finland is legal
If you arrive from outside the EU, you'll need a residence permit that is valid for more than 3 months. If you are an EU citizen, you'll need a registration certificate of your right of residence. Attach a copy of the certificate to the form.
Proof of employment or student status
If you came to Finland to work, attach a copy of your employment contract. If you came to Finland to study, we’ll need proof of your student status. Other reasons for coming to Finland could be family ties in Finland or remigration, for example.
Documents on the source of funds to be deposited into the account
We’ll ask you about the source of your funds. The bank is obliged to do so in the case of cash deposits and credit transfers. For this, we’ll need documentation such as a copy of your account transactions with your current bank over the last three months, or receipts or a deed of sale.
The attachments must be in Finnish, Swedish or English. Copies you attach to the application can be photos of the original documents, taken with a phone. The permitted file formats are PDF, JPG, JPEG and GIF. If you send PDFs, they must not include links. The maximum size of one file is 4 megabytes (MB). Check that the information in the photos is easy to read.
Fill in the form carefully. When we have received your information, we’ll contact you within five weekdays and book an appointment to meet you at an OP branch, where we’ll discuss your needs.