Osuuspankin omistaja-asiakkuus - elämääsi varten

OP cooperative bank’s owner-customer membership

– for your life


Benefits for smoother everyday life

As an owner-customer of an OP cooperative bank, you’ll get benefits through life for the things that matter most. We are here for you when you need help with daily finances or advice on realising your dreams. It pays to be an owner-customer – the more you use our services, the more you benefit.

  1. OP-bonuses
    Only owner-customers earn OP bonuses. As an OP cooperative bank owner-customer, you will get 40 % more bonuses in 2024. If, for example, the total amount of your home loan, fund assets and monthly insurance premiums is 100,000 euros, you earn OP bonuses worth 350 euros in 2024. According to the normal accrual, the same transaction volume would bring 250 euros in bonuses.
    Read more and calculate your bonuses
  2. Discounts on banking and insurance services

    As our owner-customer, you get ample discounts on insurance policies and outstanding benefits from investment. You also get daily banking services without monthly charges from 1 October 2023 until 31 December 2024* and a 0.25% interest on funds in your Current account.

    * After the offer period, the daily services package for personal customers starts from €3.95 per month and for owner-customers aged under 30 from €0 per month. Prices for other customer from €8.25 per month.

    See all discounts