OP cooperative bank’s owner-customer membership

– for your life


Benefits for smoother everyday life

As an owner-customer of an OP cooperative bank, you’ll get benefits through life for the things that matter most. We are here for you when you need help with daily finances or advice on realising your dreams. It pays to be an owner-customer – the more you use our services, the more you benefit.

  1. OP-bonuses
    Only owner-customers earn OP bonuses. In 2023, we’ll reward our owner-customers with extra bonuses; you’ll get 30% more bonuses for the whole of next year. Bonuses build up on secured loans, savings in accounts, fund investments, and insurance. For example, service use worth 100,000 euros would bring an owner-customer bonuses worth 325 euros in 2023, compared to 250 euros in 2022. 
    Read more and calculate your bonuses
  2. Discounts on banking and insurance services

    As an OP cooperative bank owner-customer, you’ll get considerable discounts on banking services and insurance policies, and outstanding benefits from investment.
    See all discounts