Child's Current Account
Open an account for a child aged under 7 for learning how to use and save money.You can now receive OP First Investment
Every baby born in 2025 will receive an investment from us, worth 100 euros, in the OP-World Index fund. After you have opened a Current Account for your child online, you will receive instructions on how to accept OP First Investment.
Open an account for a child easily online
Items such as cash gifts can be paid into an account and saved.
Save a nest egg for a little one
As an owner-customer, the child will get 0.25% interest on the account.
Direct gift money to the child's own account
The child's own account is a good way of learning together how to use money.
Did you come to sign the application?
Having a personal account is useful for a child in many ways and the child's owner-customer membership offers benefits for the whole family. While you open an account for a child, you can also add the child as an OP owner-customer. As an owner-customer, the child will get 0.25% interest on the account.
How to activate banking services for a child
- Fill in the application on this page.
- A parent or parents sign the application using their own banking user ID.
Power of attorney for managing banking for a minor
We recommend that both parents grant power of attorney for managing the banking affairs of an underage child or young person. The power of attorney will be needed later for purposes such as using saving and investment services and changing card security limits via Customer Service. Power of attorney can be granted through the op.fi service.
