Valuables insurance
Insure valuable jewellery, instruments and other valuable itemsCover even without a deductible
Valuables insurance is valid both in Finland and abroad.
Insurance according to the value of the item
You can yourself state its monetary value, that is, the sum insured.
Benefits for OP cooperative bank's owner-customers
OP cooperative bank owner-customers can also use OP bonuses to pay insurance premiums now and in the future.
Insure valuables that you take outside your home
Home insurance covers all your property and valuables when they remain within the walls of your home. If you take any valuable items outside your home, you could perhaps use a separate Valuables Insurance.
Losses to items you take outside your home are covered under home insurance for up to 10,000 euros. If you have valuable jewellery or a camera with objectives, their value may easily exceed the 10,000 euro limit. If this is the case, your best choice is to insure important items with valuables insurance.
A valuable may be
- a valuable instrument
- jewellery or watch
- racing bicycle
- camera and accessories
- hunting weapon.
What does valuables insurance cover?
Valuables insurance compensates if something sudden and unforeseeable happens to your property. You will be compensated, for example, if your valuables are stolen or fall and break.
We will primarily compensate for the repair of any broken valuables, if at all possible. If they are beyond repair, you will receive compensation according to its value. The maximum compensation is the sum insured you gave to us.
Musical instruments are carried and transported to gigs, competitions and practice. Since many things can happen during such journeys, musicians should make sure their instruments are insured.
