Home improvement loan calculator

Are you planning to finance a home improvement project? The home improvement loan calculator makes comparing the different financing options easy. The calculator shows you a range of options tailored to your needs, including the preliminary financing costs.

The home improvement loan calculator presents three loan options: OP Tailored Consumer Credit between €2,000 and €30,000; a bank loan for amounts over €20,000; and financing from a partner retailer between €2,500 and €50,000.

Enter the loan amount you want and the monthly instalment. You will be presented with alternatives that match your figures. The loan costs and further details are found in the calculation results that are updated automatically as you change the input data.

Please note that the calculation is only indicative and that the loan terms are calculated for each customer. You will receive the actual loan details and costs once you apply for a loan decision online.

Loan options

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Total costs

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Loan term

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Number of instalments

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Annual percentage rate of charge

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Origination fee

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Loan servicing charge

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Please note that the calculation is only indicative and that the loan terms are calculated for each customer.

How to use the home improvement loan calculator

  1. Enter the loan amount you need in the home improvement loan calculator and the monthly instalment you would like.
  2. The calculator shows you the financing options that suit you best. You can also see their detailed costs.
  3. When you find the option you prefer, read more about the loan and apply for financing online.

Note that the calculation produced by the home improvement loan calculator is always an estimate. The loan interest rate and terms and conditions will be specified in the loan offer.

Why use the home improvement loan calculator?

  • The home improvement loan calculator shows the financing options best suited for you, based on the loan amount and your preferred monthly instalment.
  • You can easily compare the different financing options.
  • The calculator shows you an easy-to-read estimate of the actual cost of the loans.

The financing options differ in terms of their collateral, interest rate and maximum amount of financing. When you find your preferred option for home improvement financing, you can view the financing in more detail.