Home improvement loan

Whether it is about redecoration or a larger renovation, we can offer you a suitable loan for the home improvement you have planned. Learn more about our options and fill in a loan application online easily.

Choose the best home improvement loan for you from three different options

Bank Loan

Secured one-off credit for a bigger home improvement or renovation.

  • Starting from 20,000 euros
  • You need collateral for the loan
  • Typical interest rate 3–5% + 12-month Euribor
  • For any bank's customers
Read more and apply

OP Tailored Consumer Credit

Unsecured one-off credit on which you get a decision conveniently online.

  • 2,000–30,000 euros
  • You don’t need collateral for your loan
  • Personal interest rate 3.5–10.95% margin + 3-month Euribor
  • Only for OP customers
Read more and apply

Finance from our partner retailer

Unsecured loan from our partner retailer.

  • 2,000–50,000 euros for home improvement
  • You don’t need collateral for your loan
  • Interest rate of 5–8% + OP-Prime
  • For any bank's customers
Read more and apply

Compare loans with the home improvement loan calculator

Calculate the costs of different loan options conveniently with the calculator and find the financing that suits you.

Try out the home improvement loan calculator
The financing is granted by OP Retail Customers plc, OP Corporate Bank plc or OP cooperative bank, depending on the financing product.