Choose the loan that suits you best

OP Tailored Consumer Credit

Unsecured one-off credit on which you get a decision conveniently online.

  • 2,000–30,000 euros
  • You don’t need collateral for your loan
  • Personal interest rate 3.5–10.95% margin + 3-month Euribor
  • Only for OP customers
Learn more and apply

Bank Loan

Secured one-off loan with a typically lower interest rate.

  • Starting from 20,000 euros
  • You need collateral for your loan
  • Typical interest rate 3–5% + 12-month Euribor
  • For any bank’s customers
Learn more and apply
The financing is granted by OP Retail Customers plc, OP Corporate Bank plc or OP cooperative bank, depending on the financing product.