As an Owner Plus customer, you get the most benefits

As an Owner Plus customer, you get the best support in using our services and securing your finances. You automatically become an Owner Plus customer when you are our owner-customer, and you use a certain number of OP Financial Group's products and services.

You can easily check whether you are an Owner Plus customer.

Benefits for Owner Plus customers

As an Owner Plus customer, you get access to additional benefits and personal service.

You have your own contact person at your OP cooperative bank to guide and help you with loan matters or saving and investing solutions. When contacting our Customer Service, you are always among the first to receive service.

Your loan applications are also processed faster than normally. As an owner-customer's additional benefit, all OP's payment cards are without monthly charges for you until the end of 2025. After the expiry of the additional benefit, you’ll get the OP Gold and OP Duo cards at a special package price.

The table lists Owner Plus customer benefits. You not only get all the benefits owner-customers are entitled to but also a designated contact person for faster customer service and faster processing of secured loans.

* You receive the benefit automatically if you are an owner-customer of an OP cooperative bank and use services covered by the benefit from the same bank. After the benefit expires, the daily services package for personal customers starts from €3.95/month and for owner-customers aged under 30 from €0/month. Prices for other customers from €8.25/month.

** OP bonuses are earned from specific OP bonus-earning transactions only.

How can I become an Owner Plus customer?

You automatically become an Owner Plus customer when your OP Financial Group products and services are worth at least 150,000 euros, including loans, or your investments in funds and stocks are worth at least 50,000 euros.

In addition, you have at least three of the following:

  1. OP's daily banking services: current account, OP payment card and OP digital services
  2. A secured loan, such as a student or home loan, unsecured loan, card-based credit or hire-purchase financing from OP Financial Group
  3. Investments in at least one mutual fund, investment or saving-through-insurance product, excluding Profit Share
  4. You are a Pohjola Insurance prime customer (to become a prime customer, you need insurance policies from three different categories)

 

Cards are issued by OP Retail Customers plc.