OP-Sustainable Wellbeing Fund

1

The fund invests in companies that support human wellbeing and equal opportunities

The fund invests in health and education services and companies that, as employers, take matters of equality into account in an exemplary manner.

2

Sustainable and responsible without compromising returns

The theme includes companies with strong growth expectations as well as more moderate companies, to balance risk.

3

Easy diversification across the world and by industry

The fund's investments are diversified across the world and by industry. Investment decisions are made by an active and experienced portfolio manager.

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OP-Sustainable Wellbeing fund

Towards a healthier and more equitable future – Through the OP-Sustainable Wellbeing fund, you invest globally in the well-being of societies and people. The targets can include companies focused on drug development, housing availability, education, digital services, or the circular economy, among others. The fund is suitable for investors seeking stock market returns who are willing to tolerate moderate fluctuations in the value of their holdings.

OP-Sustainable Wellbeing is an actively managed fund, which means that portfolio managers specializing in international stock markets make investment decisions on your behalf. Additionally, OP-Asset Management's sustainability experts help consider sustainability risks and ensure the social impact of investments. Broad diversification across 50–80 companies helps reduce the impact of risks associated with individual stocks on the fund. Most of the target companies operate in the United States or Europe, but investment targets from around the world are included.

The fund aims to promote people's well-being. All of the fund’s stock investments are sustainable. The fund also adheres to the EU's Paris Climate Agreement and excludes, among others, coal producers from its investments. Additionally, we regularly screen investment targets to ensure they are managed according to good governance practices. This means, for example, complying with international anti-corruption norms.

The fund's investments and active portfolio management

The fund's experienced portfolio manager selects the companies the fund invests in. In addition, our ESG specialists help take account of sustainability risks and ensure social impact. Our equity choices aim for a positive social impact and we take account of environmental and corporate governance factors. In addition to the general list of exclusions, we exclude fossil fuel companies almost entirely.

The fund invests in the equities of about 50–80 companies although this number may vary depending on the portfolio manager’s view. The companies selected for the portfolio develop, for example:

Health and wellbeing services
Solutions related to the availability of education, financing, digital services and housing
Improved nutrition and sustainable agriculture
Sustainable traffic solutions and the circular economy

We ensure that the companies we invest in develop in a more sustainable direction by interacting with company executives and taking the role of active owners: we vote and have an influence on the companies we invest in.

The OP-Sustainable Wellbeing fund is well diversified and efficiently managed. The fund mainly takes notable active risk and it may differ significantly from the composition, weights and risk level of the benchmark index. The recommended investment horizon is at least 7 years.

Information about the fund

The performance is presented for the unit class A of the fund and is based on data from OP Fund Management Company Ltd. Recurring expenses have been deducted from the return presented. Potential subscription and redemption fees have been excluded from the calculations. Please note that past performance does not predict future returns.

OP-Sustainable Wellbeing

Portfolio manager's review

The portfolio manager's review is available on the fund's Finnish pages.

More details Basic data, performance and fact figures

Basic data

Fund manager: Jukka Ukkonen, Kristiina Vares-Wartiovaara
Benchmark index: MSCI ACWI Screened Net Index
Start date: 16.11.2023
ISIN: FI4000561311
fund serie: Accumulation unit
Fund size: 22 Meur
Serie value (09.07.): 109,55 EUR
Monthly review: Download
Key Information Document: Download
Rules: Download
Sustainability data: Download
Prospectus: Download

Accumulated profit (08.07)

	1mth	3mth	6mth	1 y	3 y p.a.	5 y p.a.
OP-Sustainable Wellbeing A	−4,33 %	+13,30 %	−3,37 %	−0,98 %	-	-
Benchmark	+0,55 %	+16,82 %	−3,72 %	+5,79 %	-	-

Yearly performance

	2020	2021	2022	2023	2024	YTD
OP-Sustainable Wellbeing A	-	-	-	+4,98 %	+6,77 %	−2,27 %
Benchmark	-	-	-	+5,07 %	+26,65 %	−2,25 %

Key figures

	Volatility 12 m	vola 12m	Sharpe 12 m	Duration
OP-Sustainable Wellbeing A	16,10 %	-	-
Benchmark index	-	-	-

This is a marketing communication. OP Fund Management Company Ltd and OP Asset Management Ltd have prepared this material as background information. The information presented in the material is based on sources that the authors consider reliable. However, the authors cannot guarantee that the provided information or opinions are correct or complete. This material is not intended to provide, and cannot be regarded as, a comprehensive and complete description of the product and the risks involved. Although the material has been prepared with care, and the aim has been to ensure that all the presented information is accurate, the authors and their employees assume no responsibility for the content of the material, and no decisions or agreements should be made based on it.

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OP’s mutual funds are managed by OP Fund Management Company Ltd, which is a fund management company and alternative investment fund manager licensed by the Finnish Financial Supervisory Authority. The portfolio manager of OP’s mutual funds is the portfolio management company specified in the fund prospectus for OP funds. Investments always involve risks. The value of investments can rise and fall, and the investor may lose part of or all the invested funds. Past performance does not predict future returns. The potential future performance is subject to taxation which depends on the personal situation of each investor and which may change in the future. If the mutual fund is marketed outside Finland, OP Fund Management Company Ltd may decide to end such marketing. Before making an investment decision, take all the characteristics or objectives of the fund into consideration, as described in the fund prospectus for OP funds and other documents related to the mutual fund. Please refer to the fund’s Key Information Document, the fund prospectus and rules before making any final investment decision. The main risks associated with mutual funds can be found in the Key Information Document, and a more detailed list of risks in the fund prospectus. The Key Information Documents and rules for mutual funds are available from the Asset Manager and website. The fund prospectus and the summary of investors' rights in mutual funds are available on OP's website. The above materials are available in Finnish, Swedish and English. Copying, publishing or distributing this material to a third party in full or in part is not permitted without written permission from OP. By accepting this material, you agree to follow the instructions and restrictions above.

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