This is an advertisement. OP First Investment and related investment services are provided by OP cooperative banks. The fund is managed by OP Fund Management Company Ltd. OP-World Index fund invests its assets broadly in international equity markets. The portfolio manager of OP's funds is the portfolio management company specified in the fund prospectus for OP funds. Investments always involve risks. The value of investments can rise and fall, and an investor can lose part or all of the invested money. In the example provided, the expected annual return has been set at 6% because, historically, the equity market has grown at an average annual rate of 6%. If the mutual fund is marketed outside Finland, OP Fund Management Company Ltd may decide to end such marketing. Before making an investment decision, take all the characteristics or objectives of the fund into consideration, as described in the fund prospectus for OP funds and other documents related to the fund. Before you make any final investment decision, look through the fund's Key Information Document, the fund prospectus and fund rules. The main risks associated with funds can be found in the Key Information Document, and a more detailed list of risks in the fund prospectus.

The Key Information Documents and fund rules are available from the Asset Manager and website here

The fund prospectus and a summary of investors' rights in funds are available on OP's website here

The above documents are available in Finnish, Swedish and English.