Mutual funds

A mutual fund is a productive choice for long-term investment. You can invest in our mutual funds on a regular basis or make one-time investments easily and conveniently. We provide a wide range of various mutual funds from equity, balanced and index funds to sustainable mutual funds as well as funds investing in residential property, real property and forest.

Equity funds

Bond funds

Index funds

Other funds

Mutual funds for investing

Sustainability-themed funds

Owner-customer benefits

OP Investment Partner

All funds

Buy	Fund	Series	ESG	Risk level	morningstar™	Latest	1 mth	3 mth	Year	monthly report
	OP-Target 3			(3)		+0,72 %	+1,55%	+2,65%	−0,31%	Download
Buy	OP Public Services Real Estate	Other series		(6)		−1,61 %	-	+0,70%	+3,23%	Download
Buy	OP- Europe Index	Other series		(4)	3	+1,45 %	+0,78%	+3,06%	+9,25%	Download
Buy	OP- Europe Rising Stars	Other series		(4)	2	+1,93 %	+0,68%	−2,12%	−1,67%	Download
Buy	OP-Alternative Portfolio	Other series	-	(6)		−0,26 %	-	−0,26%	+0,05%	Download
Buy	OP-America Growth	Other series	-	(5)	2	+1,46 %	+8,60%	+9,76%	+3,66%	Download
Buy	OP-America Index	Other series		(5)	3	+1,71 %	+6,56%	+6,23%	+2,47%	Download
Buy	OP-America Low Volatility	Other series		(4)		+1,42 %	+1,56%	+1,27%	−1,78%	Download
Buy	OP-America Quality	Other series		(5)		+1,51 %	+6,32%	+4,57%	+4,83%	Download
Buy	OP-America Small Cap	Other series		(5)	3	+3,48 %	+7,40%	−3,45%	+2,33%	Download
Buy	OP-America Value	Other series		(5)	3	+2,63 %	+3,36%	−2,70%	−2,42%	Download
Buy	OP-Asia Index	Other series		(4)	4	+1,23 %	+3,44%	+3,74%	+2,68%	Download
Buy	OP-Bond Prima	Other series		(2)	3	−0,48 %	−1,07%	+2,54%	−3,50%	Download
Buy	OP-Bond Yield	Other series		(3)	3	−0,35 %	−0,03%	+3,32%	−5,73%	Download
Buy	OP-Brave	Other series	-	(4)	4	+1,17 %	+2,58%	+2,50%	+0,80%	Download
Buy	OP-China	Other series	-	(5)	4	+3,61 %	−3,28%	−15,60%	−18,82%	Download
Buy	OP-Clean Water	Other series		(4)	3	+2,78 %	+2,52%	−3,16%	+3,82%	Download
Buy	OP-Climate	Other series		(4)	3	+2,11 %	+5,67%	−0,11%	−0,09%	Download
Buy	OP-Conservative	Other series	-	(3)	3	+0,14 %	+0,50%	+2,22%	−2,10%	Download
Buy	OP-Corporate Bond	Other series		(2)	4	−0,25 %	−0,15%	+2,05%	−2,96%	Download
Buy	OP-EMD Hard Currency Corporate IG	Other series		(2)	3	+0,07 %	−0,23%	+1,63%	+0,47%	Download
Buy	OP-EMD Hard Currency Sovereign	Other series	-	(3)	3	+0,34 %	−0,31%	+1,45%	−5,07%	Download
Buy	OP-EMD Local Currency	Other series	-	(3)	3	+0,05 %	+1,68%	+2,32%	+3,47%	Download
Buy	OP-Emerging Asia		-	(4)	3	+1,42 %	−1,09%	−1,91%	−2,10%	Download
Buy	OP-Emerging Markets Equity	Other series		(4)	3	+2,16 %	+3,44%	+1,02%	−2,26%	Download
Buy	OP-Emerging Middle Class	Other series	-	(5)	1	+2,48 %	−0,29%	−6,29%	−7,00%	Download
Buy	OP-Euro	Other series		(1)		0,00 %	+0,19%	+0,75%	+0,66%	Download
Buy	OP-Europa Low Volatility	Other series		(4)		+1,12 %	+0,14%	+3,78%	+4,74%	Download
Buy	OP-Europe Dividend Firm	Other series		(4)	3	+1,73 %	+0,84%	+0,48%	+5,97%	Download
Buy	OP-Europe Quality Fund	Other series		(4)		+1,71 %	+1,07%	+2,81%	+7,00%	Download
Buy	OP-Europe Value	Other series		(5)		+2,09 %	+1,22%	−2,30%	+2,18%	Download
Buy	OP-Finland	Other series		(4)	3	+1,99 %	−1,83%	−5,97%	−4,65%	Download
Buy	OP-Finland Index	Other series	-	(4)	3	+2,15 %	−1,93%	−4,59%	−2,85%	Download
Buy	OP-Finland Small Cap	Other series	-	(4)	2	+1,25 %	−2,31%	−4,56%	−7,73%	Download
Buy	OP-Fixed Income Portfolio	Other series		(2)	3	0,00 %	+0,03%	+0,93%	+1,25%	Download
Buy	OP-Forest Owner	Other series		(6)		+0,51 %	-	+2,15%	+15,84%	Download
Buy	OP-High Yield	Other series		(3)	3	+0,17 %	+0,61%	+1,38%	+1,02%	Download
Buy	OP-High Yield America	Other series	-	(3)		+0,57 %	+0,02%	+2,57%	−1,45%	Download
Buy	OP-India	Other series	-	(5)	1	+0,45 %	+4,37%	+3,68%	−0,49%	Download
Buy	OP-Inflation-Linked Bond	Other series		(3)	4	−0,34 %	−0,94%	+1,02%	−4,62%	Download
Buy	OP-Japan	Other series	-	(5)	3	+1,43 %	+6,55%	+9,66%	+4,32%	Download
Buy	OP-Japan Stars	Other series	-	(4)	2	+0,94 %	+3,27%	+6,68%	+3,25%	Download
Buy	OP-Low-carbon World	Other series		(4)	3	+1,57 %	+5,68%	+4,26%	+6,16%	Download
Buy	OP-Moderate	Other series	-	(3)	3	+0,65 %	+1,52%	+2,32%	−0,67%	Download
Buy	OP-Nordic Countries Index	Other series		(4)	4	+1,48 %	−1,20%	+0,18%	+4,24%	Download
	OP-Private Equity	Other series	-	(6)		0,00 %	0,00%	-	-
	OP-Private Equity Strategy	Other series	-	(4)	2	+1,67 %	+3,61%	+3,01%	+2,50%	Download
	OP-Private Fixed Income Strategy	Other series	-	(2)	1	−0,16 %	−0,17%	+2,21%	−3,73%	Download
	OP-Private Strategy 25	Other series	-	(3)	4	+0,24 %	+0,68%	+2,23%	−1,33%	Download
	OP-Private Strategy 50	Other series	-	(3)	4	+0,66 %	+1,51%	+2,44%	+0,02%	Download
	OP-Private Strategy 75	Other series	-	(4)	4	+1,08 %	+2,41%	+2,65%	+1,52%	Download
Buy	OP-Real Asset Companies Fund	Other series		(4)	4	+2,60 %	−1,29%	−2,80%	−19,19%	Download
Buy	OP-Rental Yield	Other series		(6)		−2,34 %	-	−0,83%	−0,42%	Download
Buy	OP-Sustainable World	Other series		(3)	4	+0,67 %	+2,28%	+2,67%	+2,95%	Download
Buy	OP-Tactical Portfolio	Other series	-	(4)	5	+1,11 %	+2,37%	+4,04%	+5,84%	Download
	OP-Target 4			(2)		+0,06 %	+0,35%	+1,91%	−2,31%	Download
	OP-Target 4			(4)		+1,47 %	+3,78%	+3,33%	+0,88%	Download
Buy	OP-US Corporate Bond	Other series		(3)	5	−0,35 %	−1,44%	+1,93%	+4,60%	Download
Buy	OP-World	Other series	-	(4)	3	+1,61 %	+5,33%	+2,84%	+0,77%	Download
Buy	OP-World Index	Other series		(4)	4	+1,51 %	+5,09%	+5,56%	+4,14%	Download
Buy	OP-Yield	Other series		(2)	4	+0,17 %	+0,18%	+0,72%	+0,77%	Download
	R2 Crystal		-	(6)		+0,06 %	+0,06%	−1,72%	+0,49%	Download

Remember that investment always involves risks. The value of investments can rise and fall, and an investor can lose part or all of the money they invest. OP funds are managed by OP Fund Management Company Ltd, with OP cooperative bank acting as its agent. Normal transaction costs are charged for the following special common funds: OP-Public Services Real Estate, OP-Forest Owner, OP-Rental Yield, OP-Alternative Portfolio and OP-Private Equity special common funds.