Owner-customer and benefits

As our owner-customer, you’ll get the best benefits and discounts on banking and insurance transactions. You’ll also enjoy the benefits of OP cooperative banks’ partners.

Daily services

With our convenient banking services, managing your daily finances is easy. As an owner-customer, you get discount of a current account, OP eServices and OP-Visa. You only pay 3,95€ per month.

Benefits for owner-customers as policyholders

As an owner-customer, you are entitled not only to substantial discounts but also to many other benefits as well.

Owner-customers earn OP bonuses

Owner-customers earn OP bonuses through their transactions entitling to OP bonuses.

Owner Plus membership

Saat sujuvampaa palvelua ja parhaan tuen taloutesi turvaksi.

Benefits by our partners

Cityshoppari and other top offers to OP’s owner-customers. Check out on OP-mobile !

Young people’s owner-customer membership

Become an owner-customer at a young age, so that you will have more time to make use of the benefits provided to you.

Election of Representative Assembly

Every four years, an election of the Representative Assembly is held across OP cooperative banks, so that owner-customers get their voice heard at OP. You as owner-customer can only stand as a candidate for the Representative Assembly.