Life insurance is issued by OP Life Assurance Company Ltd, with OP cooperative banks and Pohjola Insurance acting as its agents.
Cover against disability to work and unemployment or critical illness is issued by Pohjola Insurance Ltd. Cover for permanent disability or death caused by an accident is issued by OP Life Assurance Company Ltd. AXA handles all customer service related to insurance and claims settlement for loan protection insurance on behalf of and by authorisation of Pohjola Insurance Ltd and OP Life Assurance Company Ltd. OP cooperative banks act as the insurance companies' representatives.