OP-Conservative
Reasonable yield without losing your sleep over it-
A fund for risk-averse investors
OP-Conservative is ideal for an investor seeking reasonable yield but who is not asking for any additional risks in their life.
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Avoid market swings
The fund mainly invests in the fixed-income market, meaning that the fund's volatility is low.
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Take advantage of owner-customer benefits
As our owner-customer, you can buy, sell and switch OP-Conservative fund units at no charge.
Investing in mutual funds can be carefree
A conservative approach means that the portfolio's contents are carefully balanced and hedged against market fluctuations. As a rule of thumb, the more a fund has fixed-income investments, the steadier is its performance. OP-Conservative is a balanced fund that invests mainly in the world’s fixed-income markets and also in equity markets. The fund makes investments mainly through other mutual funds. In the basic allocation, the fund's investments are spread widely across advanced and emerging markets.
A fund for conservative investors
OP-Conservative is a fund for an investor seeking reasonable yield for their money but who is not asking for any additional risks in their life. When putting your money into OP-Conservative, you can trust that professionals constantly follow market movements and take all the measures needed to let you focus on other things. The portfolio manager ensures that the assets are always invested sensibly according to market conditions. You can start investing even with a small amount. This fund is not recommended to an investor who intends to redeem his/her units during the first two years. The fund is suitable, for example, for someone planning to go on a holiday trip or buy furniture.
The fund's other unit classes
Remember that investment always involves risks. The value of investments can rise and fall, and an investor can lose part or all of the money they invest. OP funds are managed by OP Fund Management Company Ltd, with OP cooperative bank acting as its agent. Normal transaction costs are charged for the following special common funds: OP-Public Services Real Estate, OP-Forest Owner, OP-Rental Yield and OP-Alternative Portfolio special common funds.