OP-Sustainable Wellbeing fund
Seek attractive returns from companies that promote human wellbeing and equal opportunities.The fund invests in companies that support human wellbeing and equal opportunities
The fund invests in health and education services and companies that, as employers, take matters of equality into account in an exemplary manner.
Sustainable and responsible without compromising returns
The theme includes companies with strong growth expectations as well as more moderate companies, to balance risk.
Easy diversification across the world and by industry
The fund's investments are diversified across the world and by industry. Investment decisions are made by an active and experienced portfolio manager.
OP-Sustainable Wellbeing fund
The OP-Sustainable Wellbeing fund invests in companies that support human wellbeing and equal opportunities with their operations. The fund also invests in companies with an exemplary employer role in terms of social and equality questions.
By investing in the OP-Sustainable Wellbeing fund, you not only help make society more sustainable but also invest in companies that have profitable prospects.
You can make one-off investments or start systematic investing with a small sum, such as ten euros. As an owner-customer, you can buy and sell fund units with no charges. Your fund units earn you OP bonuses. When you sell fund units, the money will be credited to your account within a few week days.
The fund's investments and active portfolio management
The fund's experienced portfolio manager selects the companies the fund invests in. In addition, our ESG specialists help take account of sustainability risks and ensure social impact. Our equity choices aim for a positive social impact and we take account of environmental and corporate governance factors. In addition to the general list of exclusions, we exclude fossil fuel companies almost entirely.
The fund invests in the equities of about 50–80 companies although this number may vary depending on the portfolio manager’s view. The companies selected for the portfolio develop, for example:
- Health and wellbeing services
- Solutions related to the availability of education, financing, digital services and housing
- Improved nutrition and sustainable agriculture
- Sustainable traffic solutions and the circular economy
We ensure that the companies we invest in develop in a more sustainable direction by interacting with company executives and taking the role of active owners: we vote and have an influence on the companies we invest in.
The OP-Sustainable Wellbeing fund is well diversified and efficiently managed. The fund mainly takes notable active risk and it may differ significantly from the composition, weights and risk level of the benchmark index. The recommended investment horizon is at least 7 years.
This is an advertisement. Remember that investment always involves risks. The value of investments can rise and fall, and an investor can lose part or all of the money they invest. OP funds are managed by OP Fund Management Company Ltd, with OP cooperative bank acting as its agent. Normal transaction costs are charged for the following special common funds: OP-Public Services Real Estate, OP-Forest Owner, OP-Rental Yield, OP-Alternative Portfolio and OP-Private Equity special common funds.