Invoicing and incoming payments
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SEPA Instant Credit Transfer
Receive euro payments and payments from the SEPA area quickly into your company's account.
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Reference generator
The reference generator is a user-friendly tool for creating reference numbers for bills. Create reference numbers for bills quickly with OP’s reference calculator.
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Electronic invoicing
E-invoicing is an easy way to bill your company’s customers. Enable the invoicing service for your business to pay bills as e-invoices.
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International invoicing
International invoicing is quick and effective when you collect your company’s payments in an OP account.
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Uusi Viitelaskuri
Accounts and account reporting
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Corporate accounts
The corporate account is the basis for handling your company’s day-to-day money transactions.
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Foreign currency accounts
Open a currency account if your company does foreign trade in other currencies than the euro.
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Account reporting
With comprehensive and versatile account reporting, you stay updated on the situation and can monitor and analyse your company’s money transactions.
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OP Cash Pool Account
With the OP Cash Pool Account, your company can monitor euro and multi-currency accounts in the same view.
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Close a corporate account
If you want to close a corporate account you don't need, log into the op.fi service. If you don't have OP's user ID, you can also log into the service with another bank's user ID.
Information to software suppliers
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Paying
Topical information for software providers about electronic payments to OP Group.
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Invoicing
Current information for software providers about the invoicing of corporate customers in the OP Group.
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Account reporting
Topical information for software providers about corporate electronic account reporting in the OP Group.
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Web Services channel
Information about changes and the technical properties.
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Service notice on payment transactions
Updated information about the generation of bank statements and reference lists and any delays due to disruption.
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Downloadable instructions for customers
Here you can find all technical documentation required for bank connection channel maintenance.
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API solutions
Our corporate banking API solutions enable companies to establish a secure, real-time connection between their apps and the bank.
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Subscribe to our newsletter
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Current information to software suppliers
Current information to software suppliers and technical updates in summary.
Paying and cards
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Outgoing international payments
With foreign payments, you can conveniently make payments outside of Europe or in a currency other than euro.
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Payment processing times
Payment processing (Cut off) times – Service description
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Service hours for payments
Service hours for the most common payment services at OP.
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Currency converter
Currency converter. Convert travel currency handily using the daily exchange rate.
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International payments
It is easy and secure to make payments outside Finland through OP.
Services for merchants
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OP Merchant Services
Merchant services form a secure, international and easy method of accepting card payments.
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OP Online Payment
The most popular payment method in online stores OP Online Payment is a safe and popular method of collecting payments from customers.
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Cash services
OP’s cash services make handling of cash more efficient at your company.
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OP Identity Service Broker
Start using the OP Identity Service Broker, which will replace Tupas authentication in strong authentication of private individuals.
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Online store payment methods
Compare payment services and find a selection of payment methods that best suits your online store.
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API solutions for corporate banking
Enhance your company’s business efficiency and build a real-time connection to your bank using our corporate banking APIs.
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Service provider mandate for API solutions
Companies can now authorise their service providers to manage their payment transfers through API solutions.
Additional information
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Filing a complaint or an appeal in banking, wealth management services and real estate agency services
Please contact first your own OP cooperative bank or another OP's service provider that served you. If no settlement can be reached, you can contact a customer ombudsman.
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Information for Investors news-sheets
The Information for Investors news-sheets contain information that must by law be communicated to clients before providing investment services.
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Best Execution at OP Financial Group
Best Execution Policy
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Effect of costs on investment return document
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OP acting as a Systematic Internaliser
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Report on returns and costs of investment products and services
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OP Corporate Bank Plc policy for foreign exchange trading and the execution of foreign exchange orders
This page describes the policies that OP Corporate Bank Plc undertakes to follow in foreign exchange trading and the execution of foreign exchange orders. The policies are based on the global principles of good practice in foreign exchange trading, the FX Global Code.
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Investment benefits and charges and fees
Invest with OP without unnecessary expenses – always at low cost and maybe completely free. The fund subscription and redemption fee is €0 for owner-customers. Stock purchases from 0.05% (min. €3). Read more about investment benefits and charges and fees.
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Vaihtuvien korkojen määritelmät Johdannaisyleissopimukseen
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Young person investing
Did you know that young people aged between 15 and 17 can save and invest independently on OP-mobile? The sooner you begin, the more you benefit. Start today!