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  1. main
  2. Public pages
  3. Corporate and institutional customers
  4. Payments and invoicing
  5. Information and articles

Electronic services for companies

  • Company's bank connection channel

    OP's connection channels for transferring payment data between your company's financial management and the bank.

  • Electronic foreign exchange trade

    Do online foreign exchange transactions real time and hedge against exchange rate changes by means of OP's smart foreign exchange trading tools.

  • Banking Services on the web

    On our online services you can find a solution that best suits your company’s needs to manage transactions smoothly.

  • Data transfer

    Sending and retrieving payment data smoothly with data transfer

  • User identifiers for Corporate eServices

    With your OP corporate online service user identifiers, you can easily login to our corporate eServices.

  • Accounting records

    Saat tiedot yrityksen kirjanpitoa ja tilinpäätöstä varten op.fi-palvelusta ja OP-yritysmobiilista.

  • Ordering accounting records

  • How to order online balance statements

  • Bank connection authorisation

    Bank connection authorisation - Take care of the authorisation of your company’s machine-readable payment transfers easily

Invoicing and incoming payments

  • Credit transfers

    Receive euro payments and payments from the SEPA area quickly into your company's account.

  • Reference generator

    The reference generator is a user-friendly tool for creating reference numbers for bills. Create reference numbers for bills quickly with OP’s reference calculator.

  • Electronic invoicing

    E-invoicing is an easy way to bill your company’s customers. Enable the invoicing service for your business to pay bills as e-invoices.

  • International invoicing

    International invoicing is quick and effective when you collect your company’s payments in an OP account.

Accounts and account reporting

  • Corporate accounts

    The corporate account is the basis for handling your company’s day-to-day money transactions.

  • Foreign currency accounts

    Open a currency account if your company does foreign trade in other currencies than the euro.

  • Account reporting

    With comprehensive and versatile account reporting, you stay updated on the situation and can monitor and analyse your company’s money transactions.

  • OP Cash Pool Account

    With the OP Cash Pool Account, your company can monitor euro and multi-currency accounts in the same view.

  • Close a corporate account

    If you want to close a corporate account you don't need, log into the op.fi service. If you don't have OP's user ID, you can also log into the service with another bank's user ID.

Information to software suppliers

  • Paying

    Topical information for software providers about electronic payments to OP Pohjola.

  • Invoicing

    Current information for software providers about the invoicing of corporate customers in the OP Pohjola.

  • Account reporting

    Topical information for software providers about corporate electronic account reporting in the OP Pohjola.

  • Web Services channel

    Information about changes and the technical properties.

  • Service notice on payment transactions

    Updated information about the generation of bank statements and reference lists and any delays due to disruption.

  • Downloadable instructions for customers

    Here you can find all technical documentation required for bank connection channel maintenance.

  • API solutions

    Our corporate banking API solutions enable companies to establish a secure, real-time connection between their apps and the bank.

  • Subscribe to our newsletter

  • Current information to software suppliers

    Current information to software suppliers and technical updates in summary.

Paying and cards

  • Outgoing international payments

    With foreign payments, you can conveniently make payments outside of Europe or in a currency other than euro.

  • Payment processing times

    Payment processing (Cut off) times – Service description

  • Service hours for payments

    The service hours for our most common payment services and exceptional payment schedules.

  • International payments

    It is easy and secure to make payments outside Finland through OP.

Services for merchants

  • OP Merchant Services

    Merchant services form a secure, international and easy method of accepting card payments.

  • OP Online Payment

    The most popular payment method in online stores OP Online Payment is a safe and popular method of collecting payments from customers.

  • Cash services

    OP’s cash services make handling of cash more efficient at your company.

  • OP Identity Service Broker

    Start using the OP Identity Service Broker, which will replace Tupas authentication in strong authentication of private individuals.

  • Online store payment methods

    Compare payment services and find a selection of payment methods that best suits your online store.

OP Business Debit

  • OP Business Debit

    OP Business Debit -International payment and ATM card makes for fast and flexible payment and processing of your company's purchases.

OP Corporate Gold

  • OP Corporate Gold

    With the OP Corporate Gold card you can efficiently handle travel and representation expenses and minor purchases.

API solutions for corporate banking

  • API solutions for corporate banking

    Enhance your company’s business efficiency and build a real-time connection to your bank using our corporate banking APIs.

  • Service provider mandate for API solutions

    Companies can now authorise their service providers to manage their payment transfers through API solutions.

Additional information

  • Information for Investors news-sheets

    The Information for Investors news-sheets contain information that must by law be communicated to clients before providing investment services.

  • Best Execution at OP Financial Group

    Best Execution Policy

  • Effect of costs on investment return document

  • OP acting as a Systematic Internaliser

  • Report on returns and costs of investment products and services

  • OP Corporate Bank Plc policy for foreign exchange trading and the execution of foreign exchange orders

    This page describes the policies that OP Corporate Bank Plc undertakes to follow in foreign exchange trading and the execution of foreign exchange orders. The policies are based on the global principles of good practice in foreign exchange trading, the FX Global Code.

  • Investment benefits and charges and fees

    Invest with OP without unnecessary expenses – always at low cost and maybe completely free. The fund subscription and redemption fee is €0 for owner-customers. Stock purchases from 0.05% (min. €3). Read more about investment benefits and charges and fees.

  • Vaihtuvien korkojen määritelmät Johdannaisyleissopimukseen

  • Young person investing

    Did you know that young people aged between 15 and 17 can save and invest independently on OP-mobile? The sooner you begin, the more you benefit. Start today!

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