The OP-Target 2 balanced fund offers effortless and sustainable access to international investment markets for cautious investors. The fund's assets are invested in both stocks and fixed income products, with the majority allocated to low-risk fixed income investments. Through the fund, you can begin building wealth with an investment starting from €10 a month. Fund units can be purchased in OP-mobile with the help of the digital investment advisor OP Investment Partner.
OP-Target 2 is an actively managed fund: investment decisions are made by OP Asset Management's portfolio management team, which has solid experience in global stock and fixed income markets. The fund follows an investment approach that has been proven effective by studies, according to which stock investments are diversified broadly in assets with a slightly lower risk than normal. This way, the fund is able to maintain a higher allocation of stocks, enabling a good risk/return ratio.
All the three OP Investment Partner funds follow the principles for responsible investment. The fund selects companies that take risks and opportunities related to the environment, social sustainability and good governance into consideration better than their peers. Harmful and controversial sectors such as alcohol, tobacco, gambling, weapons and nuclear energy are excluded from the funds. The funds also do not invest in companies involved with child labour or corruption.
