Flexible OP Unit-linked Insurance
Systematic investment brings you closer to your dreamsOP Unit-linked Insurance adjusts to the rhythm of your life
OP Unit-linked Insurance makes continuous investment and additional investment easy. Are you happy with your monthly investment amount or would you like to make a new one-off investment? You can change these whenever you like, free of charge.
Switch investments without charge
You can switch between investment products free of charge, and the profit made in connection with a switch will not be taxed. You will pay tax only when you withdraw funds from your insurance.
Systematic investment builds wealth
Everyone wants to ensure that their future is financially secured. OP Unit-linked Insurance is an easy way to build up assets. By investing, you create financial security for yourself or, say, for your children.
What is your most important reason for saving?
If you already have OP Unit-linked Insurance, is your goal to save for a rainy day or to realise some dream? Additional investments will bring you closer to your goal. You can also change your goal anytime.
Many people start investing because they wish to renovate their home, buy a new car or take a trip abroad. For others, saving for a rainy day brings peace of mind. And some save for their grandchildren so that their future would be secured.
You can make changes to OP Unit-linked Insurance as you need free of charge using digital services. You can also switch between investment products without charge. You only pay taxes when you withdraw funds. Make an additional investment, change the monthly investment amount or switch investments easily on OP-mobile and the op.fi service. Bear in mind that if you are an OP cooperative bank owner-customer, you earn OP-bonuses on your savings.
OP Unit-linked Insurance includes life insurance
OP Unit-linked Insurance enables systematic and long-term investment. Even though you have the right to withdraw your funds when you want, OP Unit-linked Insurance also includes a death benefit payable to a beneficiary of your choice in the event of your death. This may simplify inheritance planning, as you will not need to draw up a separate will.
