Dollarin seteleitä

Currency Account

An account for, say, dollars, pesos and pounds

If you get money regularly from outside the euro area or make recurring non-euro payments, it pays to open a Currency Account.

  • You can open an account for each currency.
  • You open the account at a member cooperative bank branch, free of charge.

The value of funds in the account varies with foreign exchange rates.

Funds in the Currency Account generate OP bonuses. Learn more under the section ‘Owner-customer benefits and OP bonuses through banking services’!

OP bonuses

As an owner-customer, you will earn OP bonuses for example from:

  • loans
  • savings and investments
  • purchases you have paid with credit
  • insurance premiums for home, family and motor vehicle policies.

From 1 November 2020, OP bonuses will accrue from:

  • home loans, secured bank loans, student loans
  • savings and investment accounts
  • mutual fund units and unit-linked insurance
  • non-life insurance bills

The change on 1 November 2020 means that no OP bonuses will accrue from:

  • deposits in current accounts
  • unsecured consumer loans (Flexible Consumer Credit, Special Consumer Credit, One-off Credit and Overdraft Facility)
  • OP hire purchase
  • Purchases paid using OP Visa as a credit card, the balance of credit with interest of OP-Visa and OP-Mastercard cards

OP bonuses are used for the bank’s service charges and insurance premiums.


The account is granted by the OP cooperative bank.