Home insurance's liability insurance – insurance against loss or damage you cause accidentally
Liability insurance as part of home insurance provides compensation if you as the policyholder or a person living permanently with you in the same household accidentally causes loss or injury to other people or their property. The deductible for liability insurance is EUR 150 and the sum insured is EUR 170,000.
Compensation is payable under liability insurance provided that you are by law liable for the loss or damage and did not cause it deliberately or through gross negligence. Liability insurance will provide compensation for damage caused by your child under 12 years of age, even if the damage was caused deliberately.