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Owner-customer and benefits
As our owner-customer, you’ll get the best benefits and discounts on banking and insurance transactions. You’ll also enjoy the benefits of OP cooperative banks’ partners.
With our convenient banking services, managing your daily finances is easy. As an owner-customer, you get discount of a current account, OP eServices and OP-Visa. You only pay 3,95€ per month.
Owner-customer benefits from saving and investment
As our owner-customer, you are entitled to value-for-money benefits from saving and investment.
Benefits for owner-customers as policyholders
As an owner-customer, you are entitled not only to substantial discounts but also to many other benefits as well.
Owner-customers earn OP bonuses
Owner-customers earn OP bonuses through their transactions entitling to OP bonuses.
The bonus calculator enables you to easily get an estimate of the OP bonus amount you and your family can earn. Try out the calculator!
See how you benefit from your OP bonuses
How to get the most out of your OP bonuses as an owner-customer.
Benefits by our partners
CMore, F-Secure, Cityshoppari and other top benefits to OP’s owner-customers. Check out the benefits of our partners!
As our owner-customer, you own part of your bank and can make use of our best benefits.
Young people’s owner-customer membership
Become an owner-customer at a young age, so that you will have more time to make use of the benefits provided to you.
The Hippo Club is a free-of-charge club for our kid customers.
Election of Representative Assembly
Every four years, an election of the Representative Assembly is held across OP cooperative banks, so that owner-customers get their voice heard at OP. You as owner-customer can only stand as a candidate for the Representative Assembly.
Representative Assembly activities at an OP cooperative bank