Are you active on your holidays, or do you practise high-risk sports?

Insurance does not automatically cover activities such as competitive or high-risk sports. For these, you will need to take out an extension to your insurance. The extension will be added either to your travel or health insurance, depending on whether you practise high-risk sports only when travelling or also in Finland.

Insurance cover for sports during a holiday

Are you going on a trip during which you are planning to try activities such as combat sports, parachuting, scuba diving or off-piste skiing? Travel insurance is not valid in extreme or high-risk sports. For these, you will need an extension to your insurance. 

Insurance cover for competitive and high-risk sports

Are you involved in competitive or high-risk sports? Health insurance can be extended to cover competitive and high-risk sports as well.

Sports that require additional cover

Learn about sports for which you need an extension to your travel or health insurance. 

Sports that require additional cover

Aviation sports, including

  • hot air balloon and gasbag flight
  • motorised flying
  • hang-gliding and paragliding
  • microlight flying
  • skydiving
  • indoor skydiving
  • flying with amateur-built aircraft
  • gliding and motorsailing
  • parasailing

Team sports, including

  • American football
  • Australian football
  • rugby
  • lacrosse
  • roller derby

Combat sports, self-defence sports or martial arts, including

  • Mixed Martial Arts
  • wrestling

Climbing sports, including

  • ice and rock climbing
  • glacier and mountain climbing

Diving sports, including

  • scuba diving
  • freediving

Winter sports, including

  • sledding
  • freestyle skiing
  • speed and downhill skiing
  • off-piste skiing
  • downhill skating

Strength sports, including

  • strength athletics
  • powerlifting
  • weightlifting
  • bodybuilding

Other separately insured sports

  • BMX cycling
  • bungee jumping
  • skimbat or kite surfing
  • sailboarding and flyboarding
  • parkour
  • abseiling
  • acrobatics
  • free running
  • downhill biking
  • ocean sailing
  • BASE jumping
  • trekking into uninhabited areas, such as research expeditions or treks to mountains, jungles, deserts or wilds or other similar areas abroad
  • wildwater canoeing

Other sports of a comparable level of risk

Do you practice some other sport not included on the list? Check your insurance coverage from our customer service.

 

How to get an extension to your insurance 

Is your hobby on the list of sports that require additional cover? Please contact our Customer Service to extend your insurance. We will assess a suitable option for you for covering sports-related accidents.