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  1. main
  2. Public pages
  3. Corporate and institutional customers
  4. Corporate financing options
  5. Information and articles

Capital expenditure

  • Investment financing

    Hire purchase is suitable for financing your company’s fixed investments, such as machinery and equipment, fleet, working machines and cars.

  • Leasing

    Leasing provides your company with an effective and easy way of financing equipment and other acquisitions. Learn more!

  • Capital Asset Service

    OP’s Capital Assets Service offers a progressive means of acquiring and managing information technology systems and other moveable capital assets.

  • Syndicated loans

    A syndicated loan provides a solution for the most exacting financing needs of your company

  • Transport equipment financing

    Compare financing of transport equipment and lorries. What type of financing suits your company best? Read more!

  • Corporate loan

    OP’s corporate loans can be used for your company’s acquisitions, small or large.

  • Funding for machinery and equipment acquisitions

    OP investment and lease financing lets you finance your company’s machinery and equipment flexibly. Learn more about equipment and machinery financing options!

  • Frequently asked questions about leasing and investment financing

    You will find further information about car financing.

  • Car financing for companies

    Car financing for a company enables the smooth acquisition of car equipment, whether you are a new or established company. Learn more about affordable financing alternatives!

How to apply for financing

  • How to apply for financing

    You can easily file a financing application at op.fi. Our experts will contact you.

Corporate loan collateral

  • Corporate loan collateral

    A corporate loan requires collateral. Real security can be used as collateral, which means pledging property that has monetary value. Alternatively, guarantees can be used as collateral. Read also about Finnvera’s corporate loan guarantee products.

Protect your company’s finances against changes

  • Protect your company’s finances against changes

    Prepare for borrower's risks and protect your company's finances. Now it is more affordable than ever. Learn more about your options.

Repayment holiday and loan term changes to a corporate loan

  • Repayment holiday and loan term changes to a corporate loan

    If your company has problems in loan repayment caused, please contact your OP cooperative bank in good time. Our experts will help you find the best solution for your company.

  • Corporate financing and the coronavirus pandemic – FAQs

    Olemme koonneet avuksesi vastauksia usein kysyttyihin kysymyksiin koronan vaikutuksista yrityksen rahoitukseen.

Working capital

  • Corporate Credit Account

    Corporate account with overdraft facility makes sure your company always has money when you need

  • Receivable financing

    Our factoring solutions enable you to enhance your company’s working capital management and liquidity.

  • Revolving Credit Facility

    OP’s Revolving Credit Facility are an easy and flexible way to finance your company’s working capital and fixed investments.

  • Syndicated loans

    A syndicated loan provides a solution for the most exacting financing needs of your company

  • OP Flexible Capital

    OP Flexible Capital is an easy, unsecured financing solution for your company's working capital. Apply for a loan or 5,000–50,000 euros and use it flexibly.

  • Credit Insurance

    Credit Insurance protects your sales receivables against customers' insolvency or reluctance to pay.

Information and articles

  • Information and articles

    All financing solutions for entrepreneurs in one place.

Bank Guarantees

  • Bank Guarantees

    Bank guarantee is a convenient way to handle your company’s needs for collateral security.

Capital market-based financing

  • Capital market-based financing

    We provide your company with a diverse range of equity capital and debt capital financing solutions.

Interest rate risks

  • Interest rate risks

    Interest rate risk management aims at reducing uncertainty related to interest expenses and unfavourable interest rate movements.

Additional information

  • Information for Investors news-sheets

    The Information for Investors news-sheets contain information that must by law be communicated to clients before providing investment services.

  • Best Execution at OP Financial Group

    Best Execution Policy

  • Effect of costs on investment return document

  • OP acting as a Systematic Internaliser

  • Report on returns and costs of investment products and services

  • OP Corporate Bank Plc policy for foreign exchange trading and the execution of foreign exchange orders

    This page describes the policies that OP Corporate Bank Plc undertakes to follow in foreign exchange trading and the execution of foreign exchange orders. The policies are based on the global principles of good practice in foreign exchange trading, the FX Global Code.

  • Investment benefits and charges and fees

    Invest with OP without unnecessary expenses – always at low cost and maybe completely free. The fund subscription and redemption fee is €0 for owner-customers. Stock purchases from 0.05% (min. €3). Read more about investment benefits and charges and fees.

  • Vaihtuvien korkojen määritelmät Johdannaisyleissopimukseen

  • Young person investing

    Did you know that young people aged between 15 and 17 can save and invest independently on OP-mobile? The sooner you begin, the more you benefit. Start today!

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