About us
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OP Pohjola in brief
Our mission is to promote the sustainable prosperity, security and wellbeing of our owner-customers and operating region. Read more!
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Corporate governance
OP Pohjolan hallinnoinnin etusivu.
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Cooperative bank federations
The cooperative bank federations are regional cooperation bodies for the member cooperative banks.
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OP Financial Group and its cooperative bases
OP Pohjola's values emphasise People-first approach, Responsibility and Prospering together.
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Procurement
OP Pohjolan hankinnan etusivu.
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OP Pohjola contact information
OP Pohjola switchboard, marketing and advertising, sponsorship and partnership and other contact information.
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OP Historical Foundation
Our historical foundation cherishes OP Financial Group’s heritage, and maintains and develops OP Museum. Read more!
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Foundations
Foundations established by OP Pohjola. Read more!
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Anti-financial Crime
As one of Finland’s largest providers of financial services, OP Pohjola plays an important societal role in combating financial crime. Read more!
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OP Pohjola in society
We at OP Pohjola want to build a society that promotes sustainable prosperity, security and wellbeing. Read more!
Cooperative banks
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OP Uusimaa
Welcome to OP Uusimaa's webpages! Read more about OP Uusimaa's services, benefits and current news.
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Pohjolan OP
Welcome to OP Pohjola's webpages! Read more about OP Pohjola's services, benefits and current news.
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OP Jokilääni
Welcome to OP Jokilääni's webpages! Read more about OP Jokilääni's services, benefits and current news
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OP Botnia
Welcome to OP Botnia's webpages! Read more about OP Botnia's services, benefits and current news.
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OP Salpa
Welcome to OP Salpa's webpages! Read more about OP Salpa's services, benefits and current news.
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OP Jokirannikko
Welcome to OP Jokirannikko's webpages! Read more about OP Jokirannikko's services, benefits and current news.
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OP Sydän-Savo
Welcome to OP Sydän-Savo's webpages! Read more about OP Sydän-Savo's services, benefits and news.
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OP Länsi-Suomi
Welcome to OP Länsi-Suomi's webpages! Read more about OP Länsi-Suomi's services, benefits and news.
Procurement
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Procurement
OP Pohjola's procurement is managed by OP Pohjola Procurement, our centralised procurement organisation.
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Invoicing
Electronic invoicing (e-invoicing) speeds up and enhances the process, reduces errors in invoice processing and generates cost savings to both parties.
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CSR requirements for suppliers
In supplying services or goods to OP Pohjola, suppliers must comply with these supply chain requirements, OP Financial Group's General Procurement Terms and Conditions and Code of Business Ethics as well as applicable laws and international agreements.
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Supply chain requirements
OP Pohjola's suppliers are evaluated in competitive tendering and during long-term cooperation.
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Supplier cooperation
We use the SAP Ariba sourcing system for our purchases and cooperation with suppliers. The system is used to manage tenders, contracts, and supplier information and purchase orders.
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External workforce background checks
OP Pohjola performs the following external workforce background checks or some of them: drug screening test, credit history check and the security clearance carried out by the Finnish Security Intelligence Service.
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SAP Ariba FAQ
Usein kysytyt kysymykset ja vastaukset SAP Aribasta
Corporate governance
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Governance system
OP Pohjola's corporate governance is based on Finnish legislation, the Finnish Corporate Governance Code and the OP Pohjola's own corporate governance recommendations
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Group structure
OP Financial Group is a cooperative financial services group formed by independent cooperative banks and the Group's central cooperative with its subsidiaries operating under the principle of joint and several liability.
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Supervisory Board
The Supervisory Board shall supervise the central cooperative's corporate governance, managed by the Executive Board and the CEO.
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Executive Board
Executive Board
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Management System
In the entire central cooperative consolidated, decisions are made as extensively as possible at Group level by the central cooperative's Executive Board.
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Internal and external control
Effective and reliable internal control forms the basis for compliance with sound and prudent business practices.
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Remuneration
Within OP Pohjola, financial remuneration consists of fixed and variable remuneration.
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Financial reporting
Financial Reporting Process
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Cooperative Meeting
The Cooperative Meeting is OP Cooperative's highest decision-making body.
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Insider Management
Entities providing OP Pohjola's investment service, such as member credit institutions, have their own Guidelines for Insiders and Insider Trading.
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Contact information of OP Pohjola’s management
Phone numbers and email addresses of OP Pohjola’s senior management
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Board of Directors
The Board of Directors of OP Pohjola’s central cooperative (OP Cooperative) controls and supervises the operations of the central cooperative, the central cooperative consolidated and OP Pohjola.