Credit card for students
Apply for a student’s credit card as soon as you have been admitted to your place of study.A 2,000-euro credit limit brings financial flexibility for students
The OP Classic and OP Gold cards for students combine a debit and credit card. The credit feature adds flexibility to your daily life and special occasions.
Cover for payments and purchases in Finland and abroad
Use the card’s credit feature to pay safely for online and in-store purchases in Finland, when travelling and on student exchanges. In line with the Consumer Protection Act, the cover applies if problems occur with purchases paid for by credit.
OP cooperative bank owner-customers get additional benefits
As an OP cooperative bank owner-customer, you get Product Protection Insurance against breakage or theft for purchases you make using an OP credit card’s debit or credit feature. Owner-customers under 30 years of age also get a current account, OP's digital services, and the OP Classic card for 0 €/month or the OP Gold card for just 4 €/month.
A credit card for students – apply for yours without ECTS credit requirements
The OP Classic payment card is a credit card for daily use by students. It will bring you budgeting flexibility and cover your purchases if problems occur after you pay with the credit feature.
You can apply for the card as soon as you get a place at a university or university of applied sciences in Finland or abroad. One card and daily banking services are free of charge for OP customers aged under 26. If you are an owner-customer of an OP cooperative bank, your card and daily banking services will remain free of charge until you turn 30.
How do I apply for a credit card as a student?
- Select whether you are applying for OP Classic or OP Gold. Open the card application by logging in to the op.fi service.
- In the application, add "student" in the employment situation field even if you work alongside studying. Select your place of study. Fill in the rest of the application information.
- If you have a student’s K-Plussa card and want to add it to your OP Classic card, add your K-Plussa card information in the “Plussa feature” section.
- After approval of your application, the card will be delivered directly to your home or an OP branch office within 1–2 weeks, depending on the delivery method you selected.
The cards are issued by OP Retail Customers plc.