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Presentation of group member cooperative banks
OP Financial Group includes independent member cooperative banks operating throughout Finland.
Group member banks' own websites
Here you can find the website of each OP cooperative bank.
Cooperative bank federations
The cooperative bank federations are regional cooperation bodies for the member cooperative banks.
OP Procurement
OP Financial Group's procurement is managed by OP Procurement, our centralised procurement organisation.
Invoicing
Electronic invoicing (e-invoicing) speeds up and enhances the process, reduces errors in invoice processing and generates cost savings to both parties.
CSR requirements for suppliers
In supplying services or goods to OP Financial Group, suppliers must comply with these supply chain requirements, OP Financial Group's General Procurement Terms and Conditions and Code of Business Ethics as well as applicable laws and international agreements.
Supply chain requirements
OP Financial Group's suppliers are evaluated in competitive tendering and during long-term cooperation.
Supplier cooperation
OP has begun using system-supported procurement covering both supplier selection and management as well as order-based purchasing processes.
External workforce background checks
OP Financial Group performs the following external workforce background checks or some of them: drug screening test, credit history check and the security clearance carried out by the Finnish Security Intelligence Service.
SAP Ariba FAQ
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Governance system
OP Financial Group's corporate governance is based on Finnish legislation, the Finnish Corporate Governance Code and the Group's own corporate governance recommendations
Group structure
OP Financial Group is a cooperative financial services group formed by independent cooperative banks and the Group's central cooperative with its subsidiaries operating under the principle of joint and several liability.
Supervisory Board
The Supervisory Board shall supervise the central cooperative's corporate governance, managed by the Executive Board and the CEO.
Executive Board
Management System
In the entire central cooperative consolidated, decisions are made as extensively as possible at Group level by the central cooperative's Executive Board.
Internal and external control
Effective and reliable internal control forms the basis for compliance with sound and prudent business practices.
Remuneration
Within OP Financial Group, financial remuneration consists of fixed and variable remuneration.
Financial reporting
Financial Reporting Process
Cooperative Meeting
The Cooperative Meeting is OP Cooperative's highest decision-making body.
Insider Management
Entities providing OP Financial Group's investment service, such as member credit institutions, have their own Guidelines for Insiders and Insider Trading.
Contact information of OP Financial Group’s management
Phone numbers and email addresses of OP Financial Group’s senior management
Board of Directors
The Board of Directors of OP Financial Group’s central cooperative (OP Cooperative) controls and supervises the operations of the central cooperative, the central cooperative consolidated and OP Financial Group.