OP cooperative bank’s owner-customer membership
– for your life30% more OP bonuses in 2023
As an OP cooperative bank owner-customer, you will get 30% more bonuses in 2023. These extra bonuses will reduce your expenses on banking and insurance services and bring relief to your daily finances, especially when you make wide use of our services.
The new multiplier for OP bonuses will be 0.00325 in 2023 (0.0025 in 2022 and previous years).
Become an owner-customer!
As an OP cooperative bank owner-customer, you’ll get benefits throughout your life and for things that matter most in your life. We are here for you when you need advice on making your dreams come true and help in daily finances.
You can become an owner-customer by paying a member cooperative contribution which is 100 euros in most banks. There are no other membership fees. If you ever decide to stop being an owner-customer, your member contribution will be refunded to you.
- If you are an OP cooperative bank's customer and have OP's user ID, you can become an owner-customer by logging into the op.fi service.
Become an owner-customer - If you are not yet an OP cooperative bank’s customer and you have another bank’s user identifiers, you can become a customer without visiting a branch.
Become our customer easily online