By investing, you guard yourself against inflation and prepare for the future while building up your assets. Investments are a useful reserve fund for low business seasons when your company needs to fast increase its working capital.
Investments allow you to develop the business operations of your company. Investments can also be pledged for a corporate loan.
Taxation of corporate investments
Investments can be useful for your company’s tax planning. Investment returns are generally considered taxable income for your company. Losses caused by investments are tax-deductible. More detailed information can be obtained from the tax authorities and your accountant, who can also advise you regarding your company’s tax planning.
Different companies have different investment needs
There is as large a variety of different investment needs as there are different companies. One company may value the fast availability of funds as much as the returns the investments generate. Another company may seek the best possible return in the long term.
The first thing to consider is therefore what your company aims to achieve by investing, to what degree you are willing to risk the assets you invest, and how long the assets can remain invested.
Make investing as easy as possible
It’s possible that running the basic operations of your company takes all your time, leaving you with no time or possibly even expertise to make investments. If this is the case, it’s worth making investing as easy possible for your company, for example by seeking advice from an investment expert or by automating your investing.
Consult an expert at different stages of investing
Investing is primarily a long-term project, and its most important step is getting started. Investment experts will help you start investing. Before the expert gives you investment advice, they will establish your company’s investor profile in order to recommend investment options that suit your company.
Like personal customers, corporate customers can invest in mutual funds, stocks and insurance savings products, as well as investment solutions specifically tailored to companies. The expert is available to assist your company at any stage of investing. It’s advisable to discuss your investments with the expert a few times per year, as well as whenever their expertise is needed.
Learn more about how to start investing company assets
Automate investment Automate investment
You can also automate the investment of your company’s extra assets by using our investment based cash management service. The service automatically transfers assets that exceed the limit you have set into your chosen funds. When the balance of your corporate account falls below the return limit you have set, the automated system starts selling funds and transferring more working capital to your company’s account.
Read more about the investment based cash management service
Investment always involves a risk. The value of investments can rise and fall, an investor can lose part or all of the money they invest, or may never receive the expected return. OP Fund Management Company Ltd manages OP mutual funds. Investment services are provided by OP cooperative bank.
The investment based cash management service is provided by OP cooperative bank. The funds are managed by OP Fund Management Company Ltd.