Give us feedback

Your opinion is important to us. Your feedback will help us improve our products and services.

If your feedback concerns your personal banking or insurance affairs or those of your company, please log into the service and send an online message.

In case of theft or suspected fraud, please call us.
See the contact information for OP Deactivation Service. ›

Give us feedback

  • Give a thank you.
  • Share your development ideas.
  • Tell us what we should improve.
Give us feedback

Report a technical problem

  • Errors or disturbances in services
Report a technical problem


Read more about processing feedback

Feedback and processing of personal data

With the feedback form, you can give us customer feedback whether you’re logged into op.fi or not. If you aren’t logged in and you choose not to give your contact details, the feedback you provide will remain anonymous.

However, you can enter your name, address, phone number and email address on the form. If you are logged in, the feedback system will save your personal identity code or business ID, name and the OP cooperative bank whose customer you are. If you request us to contact you by phone, your phone number will be saved too.

We will only use the saved personal data in feedback processing, to improve customer experience and OP Financial Group’s services. The personal data are processed in OP Financial Group financial institutions’ customer data files.

Processing feedback and responses

When you give feedback through your local OP cooperative bank, your bank will primarily deal with the matter. If you give feedback by telephone or on OP eServices, our nationwide customer service receives your feedback. Either your OP cooperative bank or our customer service will then rapidly respond to your feedback or forward it for further processing.

The processing time depends on the content of your feedback. Our goal is to respond to you as soon as possible, within around three business days.

Are you unhappy with our service?

Banking, wealth management and real estate agency services

Please contact us first with the general feedback form. If after our response you’re not satisfied, please contact directly your local OP cooperative bank or the OP service provider that served you. If after their response your matter is still unsolved, see the instructions below under Correction requests.

Insurance

If you are not satisfied with a claim settlement decision or want more information about it, please contact the claims advisor who made the decision. See the instructions below under Correction requests. In other cases, please contact us first with the general feedback form.

Correction requests

Banking, wealth management and real estate agency services

OP's customer ombudsman handles correction requests related to banking, wealth management and real estate agency services independently of previous handlers.

The customer ombudsman will examine whether the response given to you complies with the law, contract terms, legal practice and good practice of banking, insurance or real estate agency services. Note that the customer ombudsman doesn’t process any decisions on complaints related to professional investment.

Insurance

If you are not satisfied with a claim settlement decision or some other insurance-related decision or want more information about it, please contact the claims advisor who made the decision. You can discuss the decision, its grounds and further measures with this person. During your discussion, new information may emerge and lead to a changed decision. The person’s contact details are stated in the decision you have received.

In matters related to your non-life insurance policies, you can turn to OP’s customer ombudsman if you are not satisfied with a decision you have received.

External advice and investigation

Finnish Financial Ombudsman Bureau (FINE)

FINE’s purpose is to give advice and investigation assistance to financial-sector customers. Its services are free of charge.

Consumer Disputes Board

The Consumer Disputes Board issues recommendations for decision in disputes between consumers and businesses. It has no general advice service, it only handles written complaints. Submitting a dispute to the Board is free of charge.

Before you can take your matter to the Consumer Disputes Board, you need to contact the Consumer Advisory Service provided by local register offices.

Online Dispute Resolution

If you have a problem with a product or service you have bought online, you can use the EU’s Online Dispute Resolution (ODR) site to try to reach an out-of-court settlement. On the site, you need to select a dispute resolution body for processing the complaint. In Finland, the dispute resolution bodies include the abovementioned Finnish Financial Ombudsman Bureau (FINE) and the Consumer Disputes Board, which you can also contact directly.