Tule OPn asiakkaaksi helposti verkossa.

Become OP's customer

Become our customer easily online. You can become our customer without visiting a bank branch if you are a Finnish citizen of at least 18 years of age and have a good credit history.

By submitting an application online, you will get a current account and, after concluding an OP eServices Agreement, you will also receive OP service user identifiers in order to access services provided by OP. If you later wish to use your user identifiers also in services offered by other parties than OP, you must book an appointment with your OP cooperative bank so that your identity can be verified in person.

A bank account is free of charge and the fee for the op.fi service is at most 2.70 euros per month.

If you already are a customer of Pohjola Insurance Ltd, you can become our banking customer by filling in an application.

About to change banks? Switching your bank and transactions to OP is easy. Just book a meeting.


When can't I submit the application online?

To fill in an application, you need

  • 15 minutes
  • a space where you can safely fill in your application without being disturbed
  • another bank's online banking credentials
  • a mobile phone.

The steps of becoming a customer

  • Fill in an application online.
    Around 15 minutes
  • You will receive a text message about the approval of your application.
    Within 2 working days
  • The account and eServices agreements will be sent to the delivery address you have chosen, and you will receive a key code list by post.
    When your application is approved
  • You will receive your new OP service user identifiers – needed for logging into OP's services – after you verify your identity again with another bank's online banking credentials.
    After you have received the key code list