Time to transfer loans to OP?Transfer your home loan and consumer loans to the responsible Finnish bank.
Reasonable loan package at competitive price
You will always get a suitable loan package from OP at good interest rates.
Flexibility for repayment
You’ll manage conveniently your loans on OP-mobile and the op.fi service. If you face a change in your life situation, you can apply for a change in your loans’ repayment plans.
We’ll take a comprehensive approach to your customer relationship with us
If you like, we’ll close your old services that you have in another bank. Along with your customer relationship with OP, you can also transfer savings and investment services as well as insurance policies to us.
Start by applying for a home loan
Would you like to transfer only your consumer loans to OP?
You can transfer consumer loans to us that other banks or major financial institutions have granted to you. Start by filling in a loan application and we will contact you.
You can apply for a Bank loan at op.fi only with OP’s user ID. If you want OP’s user ID, become our customer. You can apply for a Bank loan at a bank branch.
Benefit from OP bonuses and discounts
When you join an OP Cooperative bank’s owner-customer through the transfer of your loans, you’ll get a variety of benefits. Your secured loans will bring you OP bonuses that can be used to pay, for example, loan servicing costs and daily banking services. Moreover, you’ll get considerable discounts on banking services and insurance policies as well as renewed benefits from investment.
Depending on the financing product, financing is granted by a OP cooperative bank, OP Retail Customers plc or OP Corporate Bank plc.