Owner Plus service
For owner-customers who use our services extensivelyWe provide the Owner Plus service to OP cooperative bank owner-customers who use a wide range of our banking and insurance services. As an Owner Plus customer, you’ll get the best support in your financial arrangements and service use.
The Owner Plus service is free of charge: you automatically become an Owner Plus customer if your use of OP Financial Group's products and services exceeds a certain limit. You can easily check whether you are an Owner Plus customer.
Owner Plus service benefits
As an Owner Plus customer, you get unique benefits on top of owner-customer benefits and discounts.
- Personal contact person
You have your own contact person at your OP cooperative bank to guide and help you with loan matters or saving and investing solutions. Your contact person will also advise you in your finances, including in major changes in life. You can reach your contact person easily from a direct number.
- Quick customer service
You’ll always be among the first served when you contact us via chat, phone or message.
- Fast lane for loan applications
We’ll process your applications for a secured loan, such as a home or car loan, faster than usual. What's more, your loan will be processed by the same OP expert from beginning to end.
- Card package with the best benefits
You’ll get the OP Gold and OP Duo cards with the featured services at a special package price. Gold provides insurance for daily life and experiences, while Duo’s Best Price Protection ensures that you never pay too much for shopping.
How can I get access to Owner Plus service?
You’re eligible for Owner Plus service if you’re an OP cooperative bank owner-customer and your OP Financial Group products and services are worth at least 150,000 euros, including loans, or your investments in funds and stocks are worth at least 50,000 euros. Please note that the service is free of charge.
In addition, you have at least three of the following:
- Daily banking services: current account, OP's payment card and OP's digital services
- A loan, such as a home loan or student loan, with OP Financial Group
- As investments at least one mutual fund, investment or saving-through-insurance product, excluding Profit Share
- You’re a Pohjola Insurance prime customer (to become a prime customer, you need to have insurance policies from three different categories)
Remember that you get the best benefits only as an OP cooperative bank owner-customer
- OP bonuses that only owner-customers earn
- Considerable discounts on investment services and insurance policies
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Daily banking services without monthly charges from 1 October 2023 until 31 December 2024* in the OP cooperative bank whose owner-customer you are
- Benefits offered by OP Financial Group’s partners
Read more about owner-customer benefits
* After the offer period, the daily services package for personal customers starts from €3.95 per month and for owner-customers aged under 30 from €0 per month. Prices for other customer from €8.25 per month.