Saving

Save for your godchild or grandchild as a gift

Saving for your godchild or grandchild or giving a money gift are excellent options to give a conventional present. Read more about gifting and about our options for saving as a gift.

"We grandparents are saving for our four grandchildren. Every month, we put aside a small sum for each of them for the future." Irene, Hyvinkää

Giving money, mutual fund units or equities as gifts

The easiest way to give money as a gift to children is to transfer it to their account. Accounts can be opened for children only by their guardians. Over time, even small amounts will add up to a nice amount that can be of great help and joy, particularly at the outset of independent living. Giving investments as gifts through the child's account is also possible when you agree with the parents that they invest the money in mutual funds or equities.

Lear more about saving through insurance

Saving

Save for a child for a secure future

Saving for a child is a valuable gift for the future. Even a small regularly saved amount will grow into a nice nest egg over the years for studies, a new car or the first home.

Remember that investment always involves risks. The value of investments can rise and fall, and an investor can lose part or all of the money they invest. OP funds are managed by OP Fund Management Company Ltd, with OP cooperative bank acting as its agent. Normal transaction costs are charged for the following special common funds: OP-Public Services Real Estate, OP-Forest Owner, OP-Rental Yield and OP-Alternative Portfolio special common funds.