All funds

Mutual funds form an easy and convenient way of saving and investing. You can find all our funds here. Learn more and start investing in a mutual fund.

Fund investing – start investing easily

Investing in funds is easy – you can start with just 10 euros. Read how to start investing in funds easily!

Responsible investment products

Responsible investing pays off. Choose the best responsible investment fund and grow your wealth wisely.

Easy fund investing with Saver's funds

Mutual funds are a good savings vehicle. With the easy Saver’s funds, you can start investing with ease. Learn more about the funds and start investing already today!

Investing in index funds

Index funds are suited for almost everybody’s investment portfolio. With index funds, you can cost-effectively diversify in equity markets globally.

Emerging markets funds

Emerging markets funds offer high return potential on your investments. These funds invest their assets in strongly growing markets.

Equity funds

An equity fund invests in stocks. Invest in the stock market easily. Explore our efficient equity funds and make an investment!

Short-term fixed income funds

Short-term fixed income funds are a flexible and low-risk choice for short-term investment.

Fixed income funds

Fixed income funds are a handy way to diversify investments. Find the fixed income fund best suited to your needs!

OP-Palvelukiinteistöt

OP:n kiinteistörahasto on sinulle, joka haluat sijoittaa suomalaisille tärkeisiin palveluihin. Tutustu OP-Palvelukiinteistöön!

OP-Vuokratuotto

Asuntorahasto on helppo tapa sijoittaa asuntoihin, toimitiloihin ja niiden rakentamiseen. Tutustu OP-Vuokratuotto-asuntorahastoon!

OP-Metsänomistaja

Metsärahastot ovat helppo tapa sijoittaa metsään. OP:n metsärahasto on rahasto, jonne voit sijoittaa pienemmänkin summan. Tutustu!

OP's fund publications

Fund publications provide additional information on funds and investing in funds. You can also find key financial reporting indicators and market information.

Supplementary sustainability data

Rahastojen täydentävistä kestävyystiedoista saat syvällisen käsityksen siitä, miten rahastot edistävät ESG-tekijöitä sijoitusprosessin ajan.

Mutual funds and taxation

Comprehensive guide on mutual fund taxation: understand the difference in the taxation of income unit and accumulation unit, the importance of the FIFO principle and when the tax does not need to be paid. Read more about mutual fund taxation!

OP Asset Management's international partners

Learn more about the global asset managers providing our funds with unique portfolio management expertise.

OP Unit-linked Insurance

OP Unit-linked Insurance is an endowment insurance which is an ideal long-term investment. Switching between investment vehicles within the insurance is easy and free through the digital services.

Principle of equity and additional bonuses

Read how the law obliged a life insurance company to act with respect to the principle of equity and additional bonuses.

Get your saving-through-insurance mail in electronic format

Saving-through-insurance mail in electronic format.

Pension insurance

Pension insurance supplements your statutory pension. Pension insurance is a tax-subsidised solution for long-term saving.

Life Insurance Beneficiary

In this service, you can verify your identity for your insurance with OP Life Assurance Company.

OP Premium investment baskets

As an insurance saving customer, you can choose from our OP Premium investment baskets managed by our asset management professionals.

Responsible saving through insurance

By choosing responsible investment vehicles for your savings, you contribute to building a more sustainable future. Promoting responsibility is important to us. This also applies to saving through insurance.

Insurance wrapper

Save and invest in a tax-efficient manner by using an insurance wrapper. You can change investments within an insurance wrapper without tax.

Endowment insurance

Endowment insurance is an insurance savings contract that allows you to efficiently invest in investment baskets and funds in terms of taxation.

Two ways to save through insurance

Saving through insurance is possible with unit-linked insurance or a capital redemption contract. See what similarities and differences they have.

Capital Redemption Contract

OP Capital Redemption Contract is a unit-linked capital redemption contract. Select investments from our wide range of options. You only pay taxes on capital gains when you withdraw funds.

OP Private

Your wealth is one of the most personal things in life. That's why we also take it personally. At OP Private Banking, you have the support of a personal asset manager and our wide range of experts. Become our client!

OP Private Wealth Planning

OP Private offers Wealth Planning services for investment assets exceeding one million euros. We take managing your assets personally. Read more about wealth planning!

OP Asset Management

Professional asset management services across all asset classes for institutions and Wealth Management clients

OP Family Office

Personal wealth management and a long-lasting partnership. Let’s build the family office service package that best suits your plans for the future.

Buy-to-let investors

Insurance

Legal services

Investing income from timber sales

Invest money from timber sales and make it grow. From OP, you can find an extensive range of investment vehicles for your income from timber sales.

OP Forest tells the value of your forest

Your forest prospers and grows, but how much is it worth? OP Forest service tells you the value of your forest, felling possibilities and the costs of forest management.

Best price for a forest estate

When an expert is there to help you, selling a forest estate is easy. An OP-Kiinteistökeskus expert can take charge of selling your forest for you.

Finance for forest estate purchase

Finance the purchase of a forest estate with a loan either in part or in full. The forest estate is also eligible as collateral for your loan. We will customise the loan to your needs.

Legal services for forest owners

Owning a forest involves a lot of legal matters which the forest owner should know. Contact our Legal Services.

Insure your forest the right way

Insuring a forest is vital because forest insurance provides cover in most incidents. Learn more and buy forest policy here!

Timber sales financing

Would you like to receive your timber sale proceeds into your account quickly? Together with UPM we can offer payment of such proceeds into your account within a few days.

OP Private for forest owners

As forest owner, you receive personalised wealth management from OP Private. You own asset manager is also your forest expert who knows the needs of a forest owner.

Metsävero-opas

OP Forest Appraisal

Equity Investment

Starting to invest in stocks pays off as they are the most profitable investment option in the long term. Read these pointers before starting to invest in stocks.

Book-entry account

Invest in stocks as a better opportunity to get returns on your savings. Open a book-entry account and invest without monthly charges. Open a book-entry account (equity portfolio) now!

Investment savings account

Through an equity savings account, you can easily invest in stocks, with no direct tax implications. Open an equity savings account now with no charge.

Equity savings account or book-entry account?

Which account should be chosen for investment: an equity savings account or book-entry account? Both could be the answer.

ETF

ETF investing is increasingly popular. Take a look at OP’s ETFs and start ETF investing now.

Warrantit

Warrantit ovat pankkiiriliikkeen tai investointipankin liikkeeseenlaskemia arvopaperistettuja johdannaisia, joilla käydään osakkeiden tavoin kauppaa pörssissä. Osta warrantit OP:sta.

International equity investment

Investment benefits of The Finnish Shareholders’ Association

As a member of The Finnish Shareholders' Association, we offer you value-for-money benefits for investing in stocks. Read more and make use of the benefits!

Stock prices

Indexes

Fixed income

Currencies

Dividend calendar

View dividend information, such as dividend calendar, dividends and dividend income and buy and sell shares.

Savings bonds

A savings solution with reasonable yield.

Investment bonds

Return from investments with a limited risk. The investment bond is a safer option than, for example, equity investment.

Corporate fixed income bonds

Corporate fixed income securities constitute savings and investment solution in case you want to accept more risk than by investing in bonds. Learn more about the product.

Bid and ask prices

Follow the bid and ask prices of OP’s structured products.

Prospectus and bond terms

Bond terms and other appendices can be found here.

Notifications related to structured bonds

We notify of any changes in structured bonds on this page. Read more!

Cancellation right

OP updates and supplements its bond programme every now and then. Here you can find information on the right to cancel related subscriptions.

SijoitusPlus

SijoitusPlus is a good solution for you if you want slightly higher returns and can take a limited amount of risk.

Equity savings account for a child

Invest in stocks without any direct tax effects. Start saving on behalf of a child and open an equity savings account on OP-mobile, free of charge.

Book-entry account for a child

Take advantage of the long savings time and aim for an effective return for your child’s savings with stocks. Open a book-entry account for your child, free of charge.

Fund investing for a child

The earlier you start, the more your child's investments can grow. Start monthly investment from just €10/month or easily make a one-off investment in a fund.

Saving through insurance for a child

Fund investing for a child is flexible through OP's unit-linked insurance. Start saving through insurance for the child with, say, €100 per month or a one-off investment.

Saving for a godchild or grandchild

Start saving for a godchild or grandchild easily. Stocks and investment funds are valuable as a gift for a child. Get started with just €10 a month!

OP First Investment

In 2026 as well, every newborn baby will receive an investment from us worth €100 in the OP-World Index fund. Accept OP First Investment now!

Information for Investors news-sheets

The Information for Investors news-sheets contain information that must by law be communicated to clients before providing investment services.

Best Execution at OP Financial Group

Best Execution Policy

Effect of costs on investment return document

OP acting as a Systematic Internaliser

Report on returns and costs of investment products and services

OP Corporate Bank Plc policy for foreign exchange trading and the execution of foreign exchange orders

This page describes the policies that OP Corporate Bank Plc undertakes to follow in foreign exchange trading and the execution of foreign exchange orders. The policies are based on the global principles of good practice in foreign exchange trading, the FX Global Code.

Investment benefits and charges and fees

Invest with OP without unnecessary expenses – always at low cost and maybe completely free. The fund subscription and redemption fee is €0 for owner-customers. Stock purchases from 0.05% (min. €3). Read more about investment benefits and charges and fees.

Vaihtuvien korkojen määritelmät Johdannaisyleissopimukseen

Young person investing

Did you know that young people aged between 15 and 17 can save and invest independently on OP-mobile? The sooner you begin, the more you benefit. Start today!

Market information

See real-time prices and news and keep up with what’s happening in the market. This is how you know what is going on in equity markets. Enable the service!

Online Equity Research service

With no extra charge, you get equity analyses covering over 70 Finnish companies and 100 foreign companies. Read more!

Savings calculator

You can use our compound interest calculator to estimate the possible return on your investments. Try it out!

Investor profile

Find out what kind of an investor you are Filling in an investor profile takes only 10 minutes and you'll find out what investment products suit you. Create an investor profile!