Mobile payment

Make your everyday life easier and start using OP’s mobile payment services for free.

Pay easily and securely with your smart device

Mobile payment means paying with a smart device in different everyday situations.

Mobile payment is fast, easy and secure.

Examples of mobile payment include:

  • Transferring money from one person to another by using a phone number
  • Paying by smartphone at a store checkout
  • Paying by smartphone in online stores and apps

Start using OP’s mobile payment services

Benefits of mobile payment

Quick and easy

  • You only need a smartphone to pay for your purchases – you don’t need to dig up bank identifiers or payment card details.
  • When transferring money by using a phone number, money moves at best from one account to another in real time.
  • You can use the phone’s contactless payment at a store checkout to also pay for purchases of over 50 euros.
  • Payment doesn’t require a physical card; you can pay even if you had only just applied for a card or lost your card.


  • You can transfer money from one person to another within the daily and yearly payment limits. These include a card’s, an account’s or a mobile app’s spending/withdrawal limits.
  • When paying online, you don’t need to give your payment card details or personal ID code to the online store.
  • At a store checkout, you don’t need to touch the card reader or handle cash as you can pay for your purchases hygienically with a mobile payment app. And since you don’t need your card’s PIN code either, no one can steal a look at it.
  • You will confirm each transaction using face recognition or your fingerprint or PIN code.

How to start making mobile payments

What if I lose my smartphone?

Contact OP Deactivation service at +358 100 0555.