Siirto paymentPay your friend or in an online store simply with a phone number
Money moves from one account to another within a few seconds
With the Siirto system, you can transfer money between OP and Nordea immediately, regardless of the time or day. Siirto payments between other banks is in the payee’s account within 1–2 banking days.
All you need is the payee’s phone number
To make a payment, enter a phone number instead of an account number. You don’t need to know the payee’s account number.
Safe to use
Siirto is a Finnish payment system in which all users are strongly authenticated.
You can pay easily in most webshops, too
In webshops that accept Siirto payments, you can find an orange Siirto logo on the list of payment methods.
Begin using OP-mobile and Pivo
As OP’s customer, you can activate the Siirto payment on OP-mobile or Pivo. You don’t need to be of age – all you need is your personal online bank user identifiers and a smartphone.
If you are not yet an OP customer, you can start using Pivo. With Pivo, customers of any bank can send and receive Siirto payments.
Pay your friend or in an online store simply with a phone number
Siirto is a Finnish mobile payment system that enables its users to transfer money between OP-mobile, Pivo and Nordea’s Siirto app simply with a phone number. OP customers can enable Siirto payments on OP-mobile and Pivo.
The Siirto app is a convenient way to pay your friend
Split a lunch bill with a friend, pay a second-hand purchase, arrange a group gift for someone's birthday or transfer money to your spouse without account numbers and online bank user IDs.
With a Siirto app, you can transfer money with a phone number across bank and application borders. To make a payment, enter a phone number instead of an account number. Similarly, you can make a payment request simply using the phone number.
With the Siirto app, you can pay easily and safely in online stores, too
Moreover, OP’s customers can use the Siirto apps to pay in many online stores. Paying online is easy: at the payment stage, choose Siirto as payment method, enter your phone number in the field reserved for it and confirm payment in the application you use.
Siirto is also a safe payment method: you don’t need to give information such as your credit card details in the online store; instead, you confirm the payment in your own application.
In online stores that accept Siirto payments, you can find an orange Siirto logo on the list of payment methods.
If you are not yet an OP customer, you can start using Pivo. With Pivo, you can already pay for purchases in over 1,000 online stores regardless of the bank.
Donate to charity with Siirto
With Siirto you can also donate to Nenäpäivä, The Salvation Army and Red Cross. Donating is easy and safe. The donation will be transferred in full to the account of your selected organization.
Open OP-mobile or Pivo and send your donation as a Siirto payment to the organization’s number, which you can find below.
Nenäpäivä: 888 555
The Salvation Army: 888 567
Red Cross, Disaster Relief Fund/Hunger Day: 888 500
Red Cross, Domestic Aid: 888 501
What is Siirto?
To whom can I send money with Siirto?
When will my payment reach the payee?
Is sending or receiving Siirto payments subject to a charge?
How do I know whether a payee uses Siirto?
How much can I pay via Siirto?
Which account is used for receiving and sending Siirto payments? Can I change the account?
What do I need to make Siirto payments?
- a smartphone or tablet
- online service user identifiers
- a mobile phone number
- a current account