Siirto paymentPay your friend or in a webshop simply with a phone number – in real time
Money moves from one account to another within a few seconds
With the Siirto system, you can transfer money between OP and Nordea immediately, regardless of the time or day.
All you need is the payee’s phone number
To make a payment, enter a phone number instead of an account number. You don’t need to know the payee’s account number.
Safe to use
Siirto is a Finnish payment system in which all users are strongly authenticated.
Pay your friend or in a webshop simply with a phone number – in real time
Siirto is a Finnish mobile payment system that enables money transfers from one bank to another without a delay. Siirto is available for OP and Nordea customers on OP-mobile, Pivo and Nordea’s Siirto application. OP customers can enable Siirto on OP-mobile and Pivo.
Siirto app is a convenient way to pay your friend
Split a lunch bill with a friend, pay a second-hand purchase, arrange a group gift for someone's birthday or transfer money to your spouse without account numbers and online bank user IDs.
With a Siirto app, you can transfer money real time with a phone number. To make a payment, enter a phone number instead of an account number. Similarly, you can make a payment request simply using the phone number.
With Siirto app, you can pay easily and safely in webshops, too
You can pay with Siirto in many webshops, too. Paying online is easy: at the payment stage, choose Siirto as payment method, enter your phone number in the field reserved for it and confirm payment in the application you use.
Siirto is also a safe payment method: you don’t need to give information such as your credit card details on the webshop; instead, you confirm the payment in your own application.
In webshops that accept Siirto payments, you can find an orange Siirto logo on the list of payment methods.
Begin using OP-mobile and Pivo
As OP’s customer, you can activate the Siirto payment on OP-mobile or Pivo. You don’t need to be of age – all you need is your personal online bank user identifiers and a smartphone.
If you are not yet an OP customer, you can start using Pivo. On Pivo, you can pay your friend and online, no matter what bank you use.
This is how you can enable Siirto:
- Download OP-mobile or Pivo.
- Activate the app with your online bank user identifiers.
- Enable Siirto. On OP-mobile, you can do it under the More section. On Pivo, you can enable Siirto when activating the application, or later under the Maksuvälineet (Means of payment) section.
- You can now send and receive money in real time!
What is Siirto?
To whom can I send money with Siirto?
When will my payment reach the payee?
Is sending or receiving Siirto payments subject to a charge?
How do I know whether a payee uses Siirto?
How much can I pay via Siirto?
Which account is used for receiving and sending Siirto payments? Can I change the account?
What do I need to make Siirto payments?
- a smartphone or tablet
- online service user identifiers
- a mobile phone number
- a current account