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OP-mobile

Your bank wherever you are
TOPICAL

Open an equity savings account in OP-mobile

You can now open an equity savings account on OP-mobile. With an OP equity savings account, you can make investments in companies listed on the Nasdaq Helsinki stock exchange or the First North Finland marketplace and give your investments the best chance of long-term growth. Find out more about equity savings accounts
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Banking and insurance services always with you on the mobile bank

On the OP-mobile app, you handle your banking and insurance matters, like payments and loan repayments, cards, loss reports and much more, regardless of time and place.

With My financial balance, you keep tabs on your finances

OP-mobile includes the free of charge My financial balance service that helps you get a clear picture of your incomes and expenses.

You can easily view the amount of OP bonuses and current benefits

As an OP owner-customer, you can receive front row seats, cheaper accommodation, and other benefits from our partners. You can easily view the amount of OP bonuses and claim current benefits from the owner-customer view on OP-mobile.

 

Quick and easy transactions with Mobile key

With Mobile key, you can log in and securely confirm transactions on OP-mobile, op.fi and services offered by other service providers and confirm payments for your online purchases.

Here are useful tips to make your daily life easier:

  • Track your spending and classify your expenses with the My financial balance service
  • Manage your savings and investments quickly and easily with OP Investment Partner
  • Order and manage e-invoices or pay bills using a barcode or virtual barcode
  • Make a Siirto payment or use Apple Pay 
  • Apply for or make changes to your loans – according to your need
  • Manage your cards: you can apply for a new card, change the withdrawal limits, apply for a higher credit limit or, if necessary, cancel the card
  • Report losses and file claims easily – You can use our partners’ services faster by showing the insurance card available on OP-mobile 
  • Enable notifications and receive timely information on, e.g., events and transactions on your device
  • Contact our customer service, open live chat or book an appointment

How do I start using OP-mobile?

Wherever you are, it’s easy to start using OP-mobile. You only need OP cooperative bank’s eServices user ID, a smartphone or tablet and an internet connection.

 

 
1. On your smartphone or tablet, go to your app store (App Store or Google Play Store). 2. Type “OP-mobile” into the app store’s search field and tap Search. 3. Tap Install and verify the installation, if needed. 4. Search for the downloaded app from your device and open the app by tapping its icon. 5. Log in using your OP user ID and the key code list. 6. Check that the phone number that is linked to your user ID for further confirmation is correct. 7. Follow the app’s instructions for enabling Mobile key. 8. Now you can use OP-mobile. 9. Enable fingerprint or face login if your device supports this function. 1. On your smartphone or tablet, go to your app store (App Store or Google Play Store). 2. Type “OP-mobile” into the app store’s search field and tap Search. 3. Tap Install and verify the installation, if needed. 4. Search for the downloaded app from your device and open the app by tapping its icon. 5. Log in using your OP user ID and the key code list. 6. Check that the phone number that is linked to your user ID for further confirmation is correct. 7. Follow the app’s instructions for enabling Mobile key. 8. Now you can use OP-mobile. 9. Enable fingerprint or face login if your device supports this function.
  1. On your smartphone or tablet, go to your app store (App Store or Google Play Store).
  2. Type OP-mobile into the app store’s search field and tap Search.
  3. Tap Install and verify the installation, if needed.
  4. Search for the downloaded app from your device and open the app by tapping its icon.
  5. Select Continue without OP’s user IDs.
  6. On the page What would you like to do select Pohjola Insurance.
  7. Login with your own bank’s user IDs and follow the instructions in the app.

OP-mobile is being continuously updated. You can now:

  • Open an equity savings account on OP-mobile
  • Check the amount of OP bonuses as an owner-customer as well as the benefits provided by OP Financial Group and our partners
  • Identify yourself with a Mobile key when calling our customer service as a personal customer
  • Check your username, if you cannot remember it
  • Apply for Special Consumer Credit and Flexible Consumer Credit. You can receive a loan decision in real time and increase credit on OP-mobile in the case of a positive decision
  • Purchase insurance products through OP-mobile and manage your insurance bills