OP Multi-bank Service

Viewing accounts with another bank on OP’s digital services

View your payment accounts with another bank

Now you can easily and securely view your payment accounts with another bank on OP-mobile and the op.fi service. Your data will be as safe as when using your OP accounts.

Support for managing personal finances

Linking your accounts from another bank to OP’s digital services will give you a better overall picture of your finances. You’ll see the balances and account transactions of your accounts with another bank without having to separately log into the other bank’s online service. 

All you need is the other bank’s user identifiers

At the moment, the service allows linking accounts from the Nordea, Danske Bank, Handelsbanken and S-Bank online banks. 

To link accounts, you must identify yourself with the other bank’s online user identifiers. Depending on the bank, you must renew your identification at least once every 90 days. Account information will be updated as long as your identification remains in force. You can at any time remove the accounts from the multi-bank view. 

We’ll also enable making payments and credit transfers from other banks’ accounts at a later stage.

How to add accounts to our digital services

You can set up the viewing of your accounts with another bank on the op.fi service and OP-mobile. Once you’ve set up the OP Multi-bank Service on one of the above OP services, the accounts will automatically show also on the other service if you’re using it.

The service will guide you through the setup. If you wish, you can take a closer look at the steps of setting up the service below. 

OP Multi-bank Service is enabled by the Payment Services Directive (PSD2) that came into force in 2019.

  1. Click the Lisää tilejä (Add accounts) button.
  2. If you haven’t logged in yet, log into the op.fi service.
  3. Read through and accept the terms of use.
  4. Select the bank whose accounts you want to add.
  5. Identify yourself with the other bank’s online user identifiers.
  6. Select the accounts to be added and click on Lisää tilit (Add accounts).
  7. Now you can see your accounts with the other bank.
  1. Make sure you're using the latest version of OP-mobile. To update the app, go to the app store on your smartphone or tablet.
  2. Log into OP-mobile.
  3. On OP-mobile, go to Money > Accounts and cards.    
  4. Select OP Multi-bank Service in the view that opens.
  5. Read through and accept the terms of use.
  6. Select the bank whose accounts you want to add.
  7. Identify yourself with the other bank’s online user identifiers.
  8. Select the accounts to be added and click on Add accounts.
  9. Now you can see your accounts with the other bank.